LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,881
−HK$3,253/mo
▼ 0.25% · 3.875%
HK$53,495
−HK$1,639/mo
Today · 4.125%
HK$55,134
baseline
▲ 0.50% · 4.625%
HK$58,489
+HK$3,355/mo
Deposit HK$11.38M · loan HK$11.38M · min. income ≈ HK$110,268/mo (50% DSR)
Upfront cash ≈ HK$12.34M (deposit + AVD stamp duty HK$966,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,717
−HK$3,118/mo
▼ 0.25% · 3.875%
HK$59,265
−HK$1,570/mo
Today · 4.125%
HK$60,835
baseline
▲ 0.50% · 4.625%
HK$64,042
+HK$3,207/mo
Deposit HK$11.38M · loan HK$11.38M · min. income ≈ HK$121,670/mo (50% DSR)
Upfront cash ≈ HK$12.34M (deposit + AVD stamp duty HK$966,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,257
−HK$3,904/mo
▼ 0.25% · 3.875%
HK$64,194
−HK$1,967/mo
Today · 4.125%
HK$66,161
baseline
▲ 0.50% · 4.625%
HK$70,187
+HK$4,026/mo
Deposit HK$9.10M · loan HK$13.65M · min. income ≈ HK$132,322/mo (50% DSR)
Upfront cash ≈ HK$10.07M (deposit + AVD stamp duty HK$966,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,261
−HK$3,742/mo
▼ 0.25% · 3.875%
HK$71,118
−HK$1,885/mo
Today · 4.125%
HK$73,003
baseline
▲ 0.50% · 4.625%
HK$76,851
+HK$3,848/mo
Deposit HK$9.10M · loan HK$13.65M · min. income ≈ HK$146,006/mo (50% DSR)
Upfront cash ≈ HK$10.07M (deposit + AVD stamp duty HK$966,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,633
−HK$4,555/mo
▼ 0.25% · 3.875%
HK$74,893
−HK$2,295/mo
Today · 4.125%
HK$77,188
baseline
▲ 0.50% · 4.625%
HK$81,885
+HK$4,697/mo
Deposit HK$6.83M · loan HK$15.93M · min. income ≈ HK$154,376/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$966,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,804
−HK$4,366/mo
▼ 0.25% · 3.875%
HK$82,971
−HK$2,199/mo
Today · 4.125%
HK$85,170
baseline
▲ 0.50% · 4.625%
HK$89,659
+HK$4,489/mo
Deposit HK$6.83M · loan HK$15.93M · min. income ≈ HK$170,340/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$966,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,386
−HK$5,856/mo
▼ 0.25% · 3.875%
HK$96,291
−HK$2,951/mo
Today · 4.125%
HK$99,242
baseline
▲ 0.50% · 4.625%
HK$105,281
+HK$6,039/mo
Deposit HK$2.28M · loan HK$20.48M · min. income ≈ HK$198,484/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$966,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,891
−HK$5,613/mo
▼ 0.25% · 3.875%
HK$106,677
−HK$2,827/mo
Today · 4.125%
HK$109,504
baseline
▲ 0.50% · 4.625%
HK$115,276
+HK$5,772/mo
Deposit HK$2.28M · loan HK$20.48M · min. income ≈ HK$219,008/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$966,973 · Scale 2, in force from 26 Feb 2026)