LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,881
−HK$3,254/mo
▼ 0.25% · 3.875%
HK$53,495
−HK$1,640/mo
Today · 4.125%
HK$55,135
baseline
▲ 0.50% · 4.625%
HK$58,490
+HK$3,355/mo
Deposit HK$11.38M · loan HK$11.38M · min. income ≈ HK$110,270/mo (50% DSR)
Upfront cash ≈ HK$12.34M (deposit + AVD stamp duty HK$966,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,717
−HK$3,119/mo
▼ 0.25% · 3.875%
HK$59,265
−HK$1,571/mo
Today · 4.125%
HK$60,836
baseline
▲ 0.50% · 4.625%
HK$64,042
+HK$3,206/mo
Deposit HK$11.38M · loan HK$11.38M · min. income ≈ HK$121,672/mo (50% DSR)
Upfront cash ≈ HK$12.34M (deposit + AVD stamp duty HK$966,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,258
−HK$3,904/mo
▼ 0.25% · 3.875%
HK$64,194
−HK$1,968/mo
Today · 4.125%
HK$66,162
baseline
▲ 0.50% · 4.625%
HK$70,187
+HK$4,025/mo
Deposit HK$9.10M · loan HK$13.65M · min. income ≈ HK$132,324/mo (50% DSR)
Upfront cash ≈ HK$10.07M (deposit + AVD stamp duty HK$966,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,261
−HK$3,742/mo
▼ 0.25% · 3.875%
HK$71,119
−HK$1,884/mo
Today · 4.125%
HK$73,003
baseline
▲ 0.50% · 4.625%
HK$76,851
+HK$3,848/mo
Deposit HK$9.10M · loan HK$13.65M · min. income ≈ HK$146,006/mo (50% DSR)
Upfront cash ≈ HK$10.07M (deposit + AVD stamp duty HK$966,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,634
−HK$4,555/mo
▼ 0.25% · 3.875%
HK$74,893
−HK$2,296/mo
Today · 4.125%
HK$77,189
baseline
▲ 0.50% · 4.625%
HK$81,885
+HK$4,696/mo
Deposit HK$6.83M · loan HK$15.93M · min. income ≈ HK$154,378/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$966,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,804
−HK$4,366/mo
▼ 0.25% · 3.875%
HK$82,972
−HK$2,198/mo
Today · 4.125%
HK$85,170
baseline
▲ 0.50% · 4.625%
HK$89,659
+HK$4,489/mo
Deposit HK$6.83M · loan HK$15.93M · min. income ≈ HK$170,340/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$966,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,386
−HK$5,857/mo
▼ 0.25% · 3.875%
HK$96,291
−HK$2,952/mo
Today · 4.125%
HK$99,243
baseline
▲ 0.50% · 4.625%
HK$105,281
+HK$6,038/mo
Deposit HK$2.28M · loan HK$20.48M · min. income ≈ HK$198,486/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$966,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,891
−HK$5,613/mo
▼ 0.25% · 3.875%
HK$106,678
−HK$2,826/mo
Today · 4.125%
HK$109,504
baseline
▲ 0.50% · 4.625%
HK$115,276
+HK$5,772/mo
Deposit HK$2.28M · loan HK$20.48M · min. income ≈ HK$219,008/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$966,978 · Scale 2, in force from 26 Feb 2026)