LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,882
−HK$3,254/mo
▼ 0.25% · 3.875%
HK$53,496
−HK$1,640/mo
Today · 4.125%
HK$55,136
baseline
▲ 0.50% · 4.625%
HK$58,491
+HK$3,355/mo
Deposit HK$11.38M · loan HK$11.38M · min. income ≈ HK$110,272/mo (50% DSR)
Upfront cash ≈ HK$12.34M (deposit + AVD stamp duty HK$966,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,719
−HK$3,118/mo
▼ 0.25% · 3.875%
HK$59,267
−HK$1,570/mo
Today · 4.125%
HK$60,837
baseline
▲ 0.50% · 4.625%
HK$64,044
+HK$3,207/mo
Deposit HK$11.38M · loan HK$11.38M · min. income ≈ HK$121,674/mo (50% DSR)
Upfront cash ≈ HK$12.34M (deposit + AVD stamp duty HK$966,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,259
−HK$3,904/mo
▼ 0.25% · 3.875%
HK$64,195
−HK$1,968/mo
Today · 4.125%
HK$66,163
baseline
▲ 0.50% · 4.625%
HK$70,189
+HK$4,026/mo
Deposit HK$9.10M · loan HK$13.65M · min. income ≈ HK$132,326/mo (50% DSR)
Upfront cash ≈ HK$10.07M (deposit + AVD stamp duty HK$966,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,262
−HK$3,742/mo
▼ 0.25% · 3.875%
HK$71,120
−HK$1,884/mo
Today · 4.125%
HK$73,004
baseline
▲ 0.50% · 4.625%
HK$76,852
+HK$3,848/mo
Deposit HK$9.10M · loan HK$13.65M · min. income ≈ HK$146,008/mo (50% DSR)
Upfront cash ≈ HK$10.07M (deposit + AVD stamp duty HK$966,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,635
−HK$4,555/mo
▼ 0.25% · 3.875%
HK$74,895
−HK$2,295/mo
Today · 4.125%
HK$77,190
baseline
▲ 0.50% · 4.625%
HK$81,887
+HK$4,697/mo
Deposit HK$6.83M · loan HK$15.93M · min. income ≈ HK$154,380/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$966,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,806
−HK$4,366/mo
▼ 0.25% · 3.875%
HK$82,973
−HK$2,199/mo
Today · 4.125%
HK$85,172
baseline
▲ 0.50% · 4.625%
HK$89,661
+HK$4,489/mo
Deposit HK$6.83M · loan HK$15.93M · min. income ≈ HK$170,344/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$966,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,388
−HK$5,856/mo
▼ 0.25% · 3.875%
HK$96,293
−HK$2,951/mo
Today · 4.125%
HK$99,244
baseline
▲ 0.50% · 4.625%
HK$105,283
+HK$6,039/mo
Deposit HK$2.28M · loan HK$20.48M · min. income ≈ HK$198,488/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$966,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,893
−HK$5,613/mo
▼ 0.25% · 3.875%
HK$106,680
−HK$2,826/mo
Today · 4.125%
HK$109,506
baseline
▲ 0.50% · 4.625%
HK$115,279
+HK$5,773/mo
Deposit HK$2.28M · loan HK$20.48M · min. income ≈ HK$219,012/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$966,996 · Scale 2, in force from 26 Feb 2026)