LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,885
−HK$3,253/mo
▼ 0.25% · 3.875%
HK$53,499
−HK$1,639/mo
Today · 4.125%
HK$55,138
baseline
▲ 0.50% · 4.625%
HK$58,494
+HK$3,356/mo
Deposit HK$11.38M · loan HK$11.38M · min. income ≈ HK$110,276/mo (50% DSR)
Upfront cash ≈ HK$12.34M (deposit + AVD stamp duty HK$967,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,721
−HK$3,119/mo
▼ 0.25% · 3.875%
HK$59,269
−HK$1,571/mo
Today · 4.125%
HK$60,840
baseline
▲ 0.50% · 4.625%
HK$64,047
+HK$3,207/mo
Deposit HK$11.38M · loan HK$11.38M · min. income ≈ HK$121,680/mo (50% DSR)
Upfront cash ≈ HK$12.34M (deposit + AVD stamp duty HK$967,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,262
−HK$3,904/mo
▼ 0.25% · 3.875%
HK$64,198
−HK$1,968/mo
Today · 4.125%
HK$66,166
baseline
▲ 0.50% · 4.625%
HK$70,192
+HK$4,026/mo
Deposit HK$9.10M · loan HK$13.65M · min. income ≈ HK$132,332/mo (50% DSR)
Upfront cash ≈ HK$10.07M (deposit + AVD stamp duty HK$967,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,266
−HK$3,742/mo
▼ 0.25% · 3.875%
HK$71,123
−HK$1,885/mo
Today · 4.125%
HK$73,008
baseline
▲ 0.50% · 4.625%
HK$76,856
+HK$3,848/mo
Deposit HK$9.10M · loan HK$13.65M · min. income ≈ HK$146,016/mo (50% DSR)
Upfront cash ≈ HK$10.07M (deposit + AVD stamp duty HK$967,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,639
−HK$4,555/mo
▼ 0.25% · 3.875%
HK$74,898
−HK$2,296/mo
Today · 4.125%
HK$77,194
baseline
▲ 0.50% · 4.625%
HK$81,891
+HK$4,697/mo
Deposit HK$6.83M · loan HK$15.93M · min. income ≈ HK$154,388/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$967,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,810
−HK$4,366/mo
▼ 0.25% · 3.875%
HK$82,977
−HK$2,199/mo
Today · 4.125%
HK$85,176
baseline
▲ 0.50% · 4.625%
HK$89,666
+HK$4,490/mo
Deposit HK$6.83M · loan HK$15.93M · min. income ≈ HK$170,352/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$967,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,393
−HK$5,856/mo
▼ 0.25% · 3.875%
HK$96,298
−HK$2,951/mo
Today · 4.125%
HK$99,249
baseline
▲ 0.50% · 4.625%
HK$105,288
+HK$6,039/mo
Deposit HK$2.28M · loan HK$20.48M · min. income ≈ HK$198,498/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$967,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,898
−HK$5,614/mo
▼ 0.25% · 3.875%
HK$106,685
−HK$2,827/mo
Today · 4.125%
HK$109,512
baseline
▲ 0.50% · 4.625%
HK$115,284
+HK$5,772/mo
Deposit HK$2.28M · loan HK$20.48M · min. income ≈ HK$219,024/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$967,043 · Scale 2, in force from 26 Feb 2026)