LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,887
−HK$3,254/mo
▼ 0.25% · 3.875%
HK$53,501
−HK$1,640/mo
Today · 4.125%
HK$55,141
baseline
▲ 0.50% · 4.625%
HK$58,496
+HK$3,355/mo
Deposit HK$11.38M · loan HK$11.38M · min. income ≈ HK$110,282/mo (50% DSR)
Upfront cash ≈ HK$12.34M (deposit + AVD stamp duty HK$967,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,724
−HK$3,119/mo
▼ 0.25% · 3.875%
HK$59,272
−HK$1,571/mo
Today · 4.125%
HK$60,843
baseline
▲ 0.50% · 4.625%
HK$64,050
+HK$3,207/mo
Deposit HK$11.38M · loan HK$11.38M · min. income ≈ HK$121,686/mo (50% DSR)
Upfront cash ≈ HK$12.34M (deposit + AVD stamp duty HK$967,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,265
−HK$3,904/mo
▼ 0.25% · 3.875%
HK$64,202
−HK$1,967/mo
Today · 4.125%
HK$66,169
baseline
▲ 0.50% · 4.625%
HK$70,196
+HK$4,027/mo
Deposit HK$9.10M · loan HK$13.65M · min. income ≈ HK$132,338/mo (50% DSR)
Upfront cash ≈ HK$10.07M (deposit + AVD stamp duty HK$967,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,269
−HK$3,742/mo
▼ 0.25% · 3.875%
HK$71,127
−HK$1,884/mo
Today · 4.125%
HK$73,011
baseline
▲ 0.50% · 4.625%
HK$76,860
+HK$3,849/mo
Deposit HK$9.10M · loan HK$13.65M · min. income ≈ HK$146,022/mo (50% DSR)
Upfront cash ≈ HK$10.07M (deposit + AVD stamp duty HK$967,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,642
−HK$4,556/mo
▼ 0.25% · 3.875%
HK$74,902
−HK$2,296/mo
Today · 4.125%
HK$77,198
baseline
▲ 0.50% · 4.625%
HK$81,895
+HK$4,697/mo
Deposit HK$6.83M · loan HK$15.93M · min. income ≈ HK$154,396/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$967,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,814
−HK$4,366/mo
▼ 0.25% · 3.875%
HK$82,981
−HK$2,199/mo
Today · 4.125%
HK$85,180
baseline
▲ 0.50% · 4.625%
HK$89,670
+HK$4,490/mo
Deposit HK$6.83M · loan HK$15.93M · min. income ≈ HK$170,360/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$967,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,397
−HK$5,857/mo
▼ 0.25% · 3.875%
HK$96,302
−HK$2,952/mo
Today · 4.125%
HK$99,254
baseline
▲ 0.50% · 4.625%
HK$105,293
+HK$6,039/mo
Deposit HK$2.28M · loan HK$20.48M · min. income ≈ HK$198,508/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$967,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,903
−HK$5,614/mo
▼ 0.25% · 3.875%
HK$106,690
−HK$2,827/mo
Today · 4.125%
HK$109,517
baseline
▲ 0.50% · 4.625%
HK$115,290
+HK$5,773/mo
Deposit HK$2.28M · loan HK$20.48M · min. income ≈ HK$219,034/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$967,089 · Scale 2, in force from 26 Feb 2026)