LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,888
−HK$3,254/mo
▼ 0.25% · 3.875%
HK$53,502
−HK$1,640/mo
Today · 4.125%
HK$55,142
baseline
▲ 0.50% · 4.625%
HK$58,497
+HK$3,355/mo
Deposit HK$11.38M · loan HK$11.38M · min. income ≈ HK$110,284/mo (50% DSR)
Upfront cash ≈ HK$12.34M (deposit + AVD stamp duty HK$967,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,725
−HK$3,118/mo
▼ 0.25% · 3.875%
HK$59,273
−HK$1,570/mo
Today · 4.125%
HK$60,843
baseline
▲ 0.50% · 4.625%
HK$64,050
+HK$3,207/mo
Deposit HK$11.38M · loan HK$11.38M · min. income ≈ HK$121,686/mo (50% DSR)
Upfront cash ≈ HK$12.34M (deposit + AVD stamp duty HK$967,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,265
−HK$3,905/mo
▼ 0.25% · 3.875%
HK$64,202
−HK$1,968/mo
Today · 4.125%
HK$66,170
baseline
▲ 0.50% · 4.625%
HK$70,196
+HK$4,026/mo
Deposit HK$9.10M · loan HK$13.65M · min. income ≈ HK$132,340/mo (50% DSR)
Upfront cash ≈ HK$10.07M (deposit + AVD stamp duty HK$967,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,270
−HK$3,742/mo
▼ 0.25% · 3.875%
HK$71,127
−HK$1,885/mo
Today · 4.125%
HK$73,012
baseline
▲ 0.50% · 4.625%
HK$76,861
+HK$3,849/mo
Deposit HK$9.10M · loan HK$13.65M · min. income ≈ HK$146,024/mo (50% DSR)
Upfront cash ≈ HK$10.07M (deposit + AVD stamp duty HK$967,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,643
−HK$4,555/mo
▼ 0.25% · 3.875%
HK$74,903
−HK$2,295/mo
Today · 4.125%
HK$77,198
baseline
▲ 0.50% · 4.625%
HK$81,896
+HK$4,698/mo
Deposit HK$6.83M · loan HK$15.93M · min. income ≈ HK$154,396/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$967,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,815
−HK$4,366/mo
▼ 0.25% · 3.875%
HK$82,982
−HK$2,199/mo
Today · 4.125%
HK$85,181
baseline
▲ 0.50% · 4.625%
HK$89,671
+HK$4,490/mo
Deposit HK$6.83M · loan HK$15.93M · min. income ≈ HK$170,362/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$967,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,398
−HK$5,857/mo
▼ 0.25% · 3.875%
HK$96,303
−HK$2,952/mo
Today · 4.125%
HK$99,255
baseline
▲ 0.50% · 4.625%
HK$105,294
+HK$6,039/mo
Deposit HK$2.28M · loan HK$20.48M · min. income ≈ HK$198,510/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$967,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,904
−HK$5,614/mo
▼ 0.25% · 3.875%
HK$106,691
−HK$2,827/mo
Today · 4.125%
HK$109,518
baseline
▲ 0.50% · 4.625%
HK$115,291
+HK$5,773/mo
Deposit HK$2.28M · loan HK$20.48M · min. income ≈ HK$219,036/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$967,099 · Scale 2, in force from 26 Feb 2026)