LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,893
−HK$3,254/mo
▼ 0.25% · 3.875%
HK$53,507
−HK$1,640/mo
Today · 4.125%
HK$55,147
baseline
▲ 0.50% · 4.625%
HK$58,502
+HK$3,355/mo
Deposit HK$11.38M · loan HK$11.38M · min. income ≈ HK$110,294/mo (50% DSR)
Upfront cash ≈ HK$12.35M (deposit + AVD stamp duty HK$967,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,730
−HK$3,119/mo
▼ 0.25% · 3.875%
HK$59,278
−HK$1,571/mo
Today · 4.125%
HK$60,849
baseline
▲ 0.50% · 4.625%
HK$64,057
+HK$3,208/mo
Deposit HK$11.38M · loan HK$11.38M · min. income ≈ HK$121,698/mo (50% DSR)
Upfront cash ≈ HK$12.35M (deposit + AVD stamp duty HK$967,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,271
−HK$3,905/mo
▼ 0.25% · 3.875%
HK$64,208
−HK$1,968/mo
Today · 4.125%
HK$66,176
baseline
▲ 0.50% · 4.625%
HK$70,203
+HK$4,027/mo
Deposit HK$9.10M · loan HK$13.65M · min. income ≈ HK$132,352/mo (50% DSR)
Upfront cash ≈ HK$10.07M (deposit + AVD stamp duty HK$967,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,276
−HK$3,743/mo
▼ 0.25% · 3.875%
HK$71,134
−HK$1,885/mo
Today · 4.125%
HK$73,019
baseline
▲ 0.50% · 4.625%
HK$76,868
+HK$3,849/mo
Deposit HK$9.10M · loan HK$13.65M · min. income ≈ HK$146,038/mo (50% DSR)
Upfront cash ≈ HK$10.07M (deposit + AVD stamp duty HK$967,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,650
−HK$4,556/mo
▼ 0.25% · 3.875%
HK$74,910
−HK$2,296/mo
Today · 4.125%
HK$77,206
baseline
▲ 0.50% · 4.625%
HK$81,903
+HK$4,697/mo
Deposit HK$6.83M · loan HK$15.93M · min. income ≈ HK$154,412/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$967,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,822
−HK$4,367/mo
▼ 0.25% · 3.875%
HK$82,990
−HK$2,199/mo
Today · 4.125%
HK$85,189
baseline
▲ 0.50% · 4.625%
HK$89,679
+HK$4,490/mo
Deposit HK$6.83M · loan HK$15.93M · min. income ≈ HK$170,378/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$967,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,407
−HK$5,857/mo
▼ 0.25% · 3.875%
HK$96,312
−HK$2,952/mo
Today · 4.125%
HK$99,264
baseline
▲ 0.50% · 4.625%
HK$105,304
+HK$6,040/mo
Deposit HK$2.28M · loan HK$20.48M · min. income ≈ HK$198,528/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$967,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,914
−HK$5,614/mo
▼ 0.25% · 3.875%
HK$106,701
−HK$2,827/mo
Today · 4.125%
HK$109,528
baseline
▲ 0.50% · 4.625%
HK$115,302
+HK$5,774/mo
Deposit HK$2.28M · loan HK$20.48M · min. income ≈ HK$219,056/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$967,190 · Scale 2, in force from 26 Feb 2026)