LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,895
−HK$3,255/mo
▼ 0.25% · 3.875%
HK$53,510
−HK$1,640/mo
Today · 4.125%
HK$55,150
baseline
▲ 0.50% · 4.625%
HK$58,505
+HK$3,355/mo
Deposit HK$11.38M · loan HK$11.38M · min. income ≈ HK$110,300/mo (50% DSR)
Upfront cash ≈ HK$12.35M (deposit + AVD stamp duty HK$967,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,733
−HK$3,119/mo
▼ 0.25% · 3.875%
HK$59,282
−HK$1,570/mo
Today · 4.125%
HK$60,852
baseline
▲ 0.50% · 4.625%
HK$64,060
+HK$3,208/mo
Deposit HK$11.38M · loan HK$11.38M · min. income ≈ HK$121,704/mo (50% DSR)
Upfront cash ≈ HK$12.35M (deposit + AVD stamp duty HK$967,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,275
−HK$3,905/mo
▼ 0.25% · 3.875%
HK$64,212
−HK$1,968/mo
Today · 4.125%
HK$66,180
baseline
▲ 0.50% · 4.625%
HK$70,207
+HK$4,027/mo
Deposit HK$9.10M · loan HK$13.66M · min. income ≈ HK$132,360/mo (50% DSR)
Upfront cash ≈ HK$10.07M (deposit + AVD stamp duty HK$967,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,280
−HK$3,743/mo
▼ 0.25% · 3.875%
HK$71,138
−HK$1,885/mo
Today · 4.125%
HK$73,023
baseline
▲ 0.50% · 4.625%
HK$76,872
+HK$3,849/mo
Deposit HK$9.10M · loan HK$13.66M · min. income ≈ HK$146,046/mo (50% DSR)
Upfront cash ≈ HK$10.07M (deposit + AVD stamp duty HK$967,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,654
−HK$4,556/mo
▼ 0.25% · 3.875%
HK$74,914
−HK$2,296/mo
Today · 4.125%
HK$77,210
baseline
▲ 0.50% · 4.625%
HK$81,908
+HK$4,698/mo
Deposit HK$6.83M · loan HK$15.93M · min. income ≈ HK$154,420/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$967,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,826
−HK$4,367/mo
▼ 0.25% · 3.875%
HK$82,994
−HK$2,199/mo
Today · 4.125%
HK$85,193
baseline
▲ 0.50% · 4.625%
HK$89,684
+HK$4,491/mo
Deposit HK$6.83M · loan HK$15.93M · min. income ≈ HK$170,386/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$967,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,412
−HK$5,858/mo
▼ 0.25% · 3.875%
HK$96,317
−HK$2,953/mo
Today · 4.125%
HK$99,270
baseline
▲ 0.50% · 4.625%
HK$105,310
+HK$6,040/mo
Deposit HK$2.28M · loan HK$20.48M · min. income ≈ HK$198,540/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$967,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,920
−HK$5,614/mo
▼ 0.25% · 3.875%
HK$106,707
−HK$2,827/mo
Today · 4.125%
HK$109,534
baseline
▲ 0.50% · 4.625%
HK$115,308
+HK$5,774/mo
Deposit HK$2.28M · loan HK$20.48M · min. income ≈ HK$219,068/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$967,241 · Scale 2, in force from 26 Feb 2026)