LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,898
−HK$3,255/mo
▼ 0.25% · 3.875%
HK$53,512
−HK$1,641/mo
Today · 4.125%
HK$55,153
baseline
▲ 0.50% · 4.625%
HK$58,509
+HK$3,356/mo
Deposit HK$11.38M · loan HK$11.38M · min. income ≈ HK$110,306/mo (50% DSR)
Upfront cash ≈ HK$12.35M (deposit + AVD stamp duty HK$967,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,736
−HK$3,119/mo
▼ 0.25% · 3.875%
HK$59,285
−HK$1,570/mo
Today · 4.125%
HK$60,855
baseline
▲ 0.50% · 4.625%
HK$64,063
+HK$3,208/mo
Deposit HK$11.38M · loan HK$11.38M · min. income ≈ HK$121,710/mo (50% DSR)
Upfront cash ≈ HK$12.35M (deposit + AVD stamp duty HK$967,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,278
−HK$3,905/mo
▼ 0.25% · 3.875%
HK$64,215
−HK$1,968/mo
Today · 4.125%
HK$66,183
baseline
▲ 0.50% · 4.625%
HK$70,210
+HK$4,027/mo
Deposit HK$9.10M · loan HK$13.66M · min. income ≈ HK$132,366/mo (50% DSR)
Upfront cash ≈ HK$10.07M (deposit + AVD stamp duty HK$967,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,283
−HK$3,744/mo
▼ 0.25% · 3.875%
HK$71,142
−HK$1,885/mo
Today · 4.125%
HK$73,027
baseline
▲ 0.50% · 4.625%
HK$76,876
+HK$3,849/mo
Deposit HK$9.10M · loan HK$13.66M · min. income ≈ HK$146,054/mo (50% DSR)
Upfront cash ≈ HK$10.07M (deposit + AVD stamp duty HK$967,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,657
−HK$4,557/mo
▼ 0.25% · 3.875%
HK$74,917
−HK$2,297/mo
Today · 4.125%
HK$77,214
baseline
▲ 0.50% · 4.625%
HK$81,912
+HK$4,698/mo
Deposit HK$6.83M · loan HK$15.93M · min. income ≈ HK$154,428/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$967,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,831
−HK$4,367/mo
▼ 0.25% · 3.875%
HK$82,998
−HK$2,200/mo
Today · 4.125%
HK$85,198
baseline
▲ 0.50% · 4.625%
HK$89,689
+HK$4,491/mo
Deposit HK$6.83M · loan HK$15.93M · min. income ≈ HK$170,396/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$967,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,417
−HK$5,858/mo
▼ 0.25% · 3.875%
HK$96,322
−HK$2,953/mo
Today · 4.125%
HK$99,275
baseline
▲ 0.50% · 4.625%
HK$105,315
+HK$6,040/mo
Deposit HK$2.28M · loan HK$20.48M · min. income ≈ HK$198,550/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$967,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,925
−HK$5,615/mo
▼ 0.25% · 3.875%
HK$106,712
−HK$2,828/mo
Today · 4.125%
HK$109,540
baseline
▲ 0.50% · 4.625%
HK$115,314
+HK$5,774/mo
Deposit HK$2.28M · loan HK$20.48M · min. income ≈ HK$219,080/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$967,291 · Scale 2, in force from 26 Feb 2026)