LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,900
−HK$3,254/mo
▼ 0.25% · 3.875%
HK$53,514
−HK$1,640/mo
Today · 4.125%
HK$55,154
baseline
▲ 0.50% · 4.625%
HK$58,510
+HK$3,356/mo
Deposit HK$11.38M · loan HK$11.38M · min. income ≈ HK$110,308/mo (50% DSR)
Upfront cash ≈ HK$12.35M (deposit + AVD stamp duty HK$967,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,738
−HK$3,119/mo
▼ 0.25% · 3.875%
HK$59,286
−HK$1,571/mo
Today · 4.125%
HK$60,857
baseline
▲ 0.50% · 4.625%
HK$64,065
+HK$3,208/mo
Deposit HK$11.38M · loan HK$11.38M · min. income ≈ HK$121,714/mo (50% DSR)
Upfront cash ≈ HK$12.35M (deposit + AVD stamp duty HK$967,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,280
−HK$3,905/mo
▼ 0.25% · 3.875%
HK$64,217
−HK$1,968/mo
Today · 4.125%
HK$66,185
baseline
▲ 0.50% · 4.625%
HK$70,212
+HK$4,027/mo
Deposit HK$9.10M · loan HK$13.66M · min. income ≈ HK$132,370/mo (50% DSR)
Upfront cash ≈ HK$10.07M (deposit + AVD stamp duty HK$967,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,286
−HK$3,743/mo
▼ 0.25% · 3.875%
HK$71,144
−HK$1,885/mo
Today · 4.125%
HK$73,029
baseline
▲ 0.50% · 4.625%
HK$76,878
+HK$3,849/mo
Deposit HK$9.10M · loan HK$13.66M · min. income ≈ HK$146,058/mo (50% DSR)
Upfront cash ≈ HK$10.07M (deposit + AVD stamp duty HK$967,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,660
−HK$4,556/mo
▼ 0.25% · 3.875%
HK$74,920
−HK$2,296/mo
Today · 4.125%
HK$77,216
baseline
▲ 0.50% · 4.625%
HK$81,914
+HK$4,698/mo
Deposit HK$6.83M · loan HK$15.93M · min. income ≈ HK$154,432/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$967,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,833
−HK$4,367/mo
▼ 0.25% · 3.875%
HK$83,001
−HK$2,199/mo
Today · 4.125%
HK$85,200
baseline
▲ 0.50% · 4.625%
HK$89,691
+HK$4,491/mo
Deposit HK$6.83M · loan HK$15.93M · min. income ≈ HK$170,400/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$967,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,420
−HK$5,858/mo
▼ 0.25% · 3.875%
HK$96,325
−HK$2,953/mo
Today · 4.125%
HK$99,278
baseline
▲ 0.50% · 4.625%
HK$105,319
+HK$6,041/mo
Deposit HK$2.28M · loan HK$20.48M · min. income ≈ HK$198,556/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$967,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,928
−HK$5,615/mo
▼ 0.25% · 3.875%
HK$106,716
−HK$2,827/mo
Today · 4.125%
HK$109,543
baseline
▲ 0.50% · 4.625%
HK$115,317
+HK$5,774/mo
Deposit HK$2.28M · loan HK$20.48M · min. income ≈ HK$219,086/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$967,321 · Scale 2, in force from 26 Feb 2026)