LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,901
−HK$3,254/mo
▼ 0.25% · 3.875%
HK$53,515
−HK$1,640/mo
Today · 4.125%
HK$55,155
baseline
▲ 0.50% · 4.625%
HK$58,511
+HK$3,356/mo
Deposit HK$11.38M · loan HK$11.38M · min. income ≈ HK$110,310/mo (50% DSR)
Upfront cash ≈ HK$12.35M (deposit + AVD stamp duty HK$967,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,739
−HK$3,119/mo
▼ 0.25% · 3.875%
HK$59,287
−HK$1,571/mo
Today · 4.125%
HK$60,858
baseline
▲ 0.50% · 4.625%
HK$64,066
+HK$3,208/mo
Deposit HK$11.38M · loan HK$11.38M · min. income ≈ HK$121,716/mo (50% DSR)
Upfront cash ≈ HK$12.35M (deposit + AVD stamp duty HK$967,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,281
−HK$3,905/mo
▼ 0.25% · 3.875%
HK$64,218
−HK$1,968/mo
Today · 4.125%
HK$66,186
baseline
▲ 0.50% · 4.625%
HK$70,213
+HK$4,027/mo
Deposit HK$9.10M · loan HK$13.66M · min. income ≈ HK$132,372/mo (50% DSR)
Upfront cash ≈ HK$10.07M (deposit + AVD stamp duty HK$967,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,287
−HK$3,743/mo
▼ 0.25% · 3.875%
HK$71,145
−HK$1,885/mo
Today · 4.125%
HK$73,030
baseline
▲ 0.50% · 4.625%
HK$76,879
+HK$3,849/mo
Deposit HK$9.10M · loan HK$13.66M · min. income ≈ HK$146,060/mo (50% DSR)
Upfront cash ≈ HK$10.07M (deposit + AVD stamp duty HK$967,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,661
−HK$4,556/mo
▼ 0.25% · 3.875%
HK$74,921
−HK$2,296/mo
Today · 4.125%
HK$77,217
baseline
▲ 0.50% · 4.625%
HK$81,916
+HK$4,699/mo
Deposit HK$6.83M · loan HK$15.93M · min. income ≈ HK$154,434/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$967,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,834
−HK$4,368/mo
▼ 0.25% · 3.875%
HK$83,002
−HK$2,200/mo
Today · 4.125%
HK$85,202
baseline
▲ 0.50% · 4.625%
HK$89,693
+HK$4,491/mo
Deposit HK$6.83M · loan HK$15.93M · min. income ≈ HK$170,404/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$967,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,421
−HK$5,858/mo
▼ 0.25% · 3.875%
HK$96,327
−HK$2,952/mo
Today · 4.125%
HK$99,279
baseline
▲ 0.50% · 4.625%
HK$105,320
+HK$6,041/mo
Deposit HK$2.28M · loan HK$20.48M · min. income ≈ HK$198,558/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$967,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,930
−HK$5,615/mo
▼ 0.25% · 3.875%
HK$106,717
−HK$2,828/mo
Today · 4.125%
HK$109,545
baseline
▲ 0.50% · 4.625%
HK$115,319
+HK$5,774/mo
Deposit HK$2.28M · loan HK$20.48M · min. income ≈ HK$219,090/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$967,335 · Scale 2, in force from 26 Feb 2026)