LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,903
−HK$3,255/mo
▼ 0.25% · 3.875%
HK$53,518
−HK$1,640/mo
Today · 4.125%
HK$55,158
baseline
▲ 0.50% · 4.625%
HK$58,514
+HK$3,356/mo
Deposit HK$11.38M · loan HK$11.38M · min. income ≈ HK$110,316/mo (50% DSR)
Upfront cash ≈ HK$12.35M (deposit + AVD stamp duty HK$967,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,742
−HK$3,119/mo
▼ 0.25% · 3.875%
HK$59,290
−HK$1,571/mo
Today · 4.125%
HK$60,861
baseline
▲ 0.50% · 4.625%
HK$64,070
+HK$3,209/mo
Deposit HK$11.38M · loan HK$11.38M · min. income ≈ HK$121,722/mo (50% DSR)
Upfront cash ≈ HK$12.35M (deposit + AVD stamp duty HK$967,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,284
−HK$3,906/mo
▼ 0.25% · 3.875%
HK$64,221
−HK$1,969/mo
Today · 4.125%
HK$66,190
baseline
▲ 0.50% · 4.625%
HK$70,217
+HK$4,027/mo
Deposit HK$9.10M · loan HK$13.66M · min. income ≈ HK$132,380/mo (50% DSR)
Upfront cash ≈ HK$10.07M (deposit + AVD stamp duty HK$967,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,290
−HK$3,744/mo
▼ 0.25% · 3.875%
HK$71,148
−HK$1,886/mo
Today · 4.125%
HK$73,034
baseline
▲ 0.50% · 4.625%
HK$76,883
+HK$3,849/mo
Deposit HK$9.10M · loan HK$13.66M · min. income ≈ HK$146,068/mo (50% DSR)
Upfront cash ≈ HK$10.07M (deposit + AVD stamp duty HK$967,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,665
−HK$4,556/mo
▼ 0.25% · 3.875%
HK$74,925
−HK$2,296/mo
Today · 4.125%
HK$77,221
baseline
▲ 0.50% · 4.625%
HK$81,920
+HK$4,699/mo
Deposit HK$6.83M · loan HK$15.93M · min. income ≈ HK$154,442/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$967,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,839
−HK$4,367/mo
▼ 0.25% · 3.875%
HK$83,007
−HK$2,199/mo
Today · 4.125%
HK$85,206
baseline
▲ 0.50% · 4.625%
HK$89,697
+HK$4,491/mo
Deposit HK$6.83M · loan HK$15.93M · min. income ≈ HK$170,412/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$967,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,426
−HK$5,858/mo
▼ 0.25% · 3.875%
HK$96,332
−HK$2,952/mo
Today · 4.125%
HK$99,284
baseline
▲ 0.50% · 4.625%
HK$105,326
+HK$6,042/mo
Deposit HK$2.28M · loan HK$20.49M · min. income ≈ HK$198,568/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$967,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,935
−HK$5,616/mo
▼ 0.25% · 3.875%
HK$106,723
−HK$2,828/mo
Today · 4.125%
HK$109,551
baseline
▲ 0.50% · 4.625%
HK$115,325
+HK$5,774/mo
Deposit HK$2.28M · loan HK$20.49M · min. income ≈ HK$219,102/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$967,386 · Scale 2, in force from 26 Feb 2026)