LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,905
−HK$3,255/mo
▼ 0.25% · 3.875%
HK$53,519
−HK$1,641/mo
Today · 4.125%
HK$55,160
baseline
▲ 0.50% · 4.625%
HK$58,516
+HK$3,356/mo
Deposit HK$11.38M · loan HK$11.38M · min. income ≈ HK$110,320/mo (50% DSR)
Upfront cash ≈ HK$12.35M (deposit + AVD stamp duty HK$967,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,743
−HK$3,120/mo
▼ 0.25% · 3.875%
HK$59,292
−HK$1,571/mo
Today · 4.125%
HK$60,863
baseline
▲ 0.50% · 4.625%
HK$64,071
+HK$3,208/mo
Deposit HK$11.38M · loan HK$11.38M · min. income ≈ HK$121,726/mo (50% DSR)
Upfront cash ≈ HK$12.35M (deposit + AVD stamp duty HK$967,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,286
−HK$3,905/mo
▼ 0.25% · 3.875%
HK$64,223
−HK$1,968/mo
Today · 4.125%
HK$66,191
baseline
▲ 0.50% · 4.625%
HK$70,219
+HK$4,028/mo
Deposit HK$9.11M · loan HK$13.66M · min. income ≈ HK$132,382/mo (50% DSR)
Upfront cash ≈ HK$10.07M (deposit + AVD stamp duty HK$967,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,292
−HK$3,744/mo
▼ 0.25% · 3.875%
HK$71,150
−HK$1,886/mo
Today · 4.125%
HK$73,036
baseline
▲ 0.50% · 4.625%
HK$76,886
+HK$3,850/mo
Deposit HK$9.11M · loan HK$13.66M · min. income ≈ HK$146,072/mo (50% DSR)
Upfront cash ≈ HK$10.07M (deposit + AVD stamp duty HK$967,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,667
−HK$4,556/mo
▼ 0.25% · 3.875%
HK$74,927
−HK$2,296/mo
Today · 4.125%
HK$77,223
baseline
▲ 0.50% · 4.625%
HK$81,922
+HK$4,699/mo
Deposit HK$6.83M · loan HK$15.93M · min. income ≈ HK$154,446/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$967,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,841
−HK$4,367/mo
▼ 0.25% · 3.875%
HK$83,009
−HK$2,199/mo
Today · 4.125%
HK$85,208
baseline
▲ 0.50% · 4.625%
HK$89,700
+HK$4,492/mo
Deposit HK$6.83M · loan HK$15.93M · min. income ≈ HK$170,416/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$967,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,428
−HK$5,859/mo
▼ 0.25% · 3.875%
HK$96,335
−HK$2,952/mo
Today · 4.125%
HK$99,287
baseline
▲ 0.50% · 4.625%
HK$105,329
+HK$6,042/mo
Deposit HK$2.28M · loan HK$20.49M · min. income ≈ HK$198,574/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$967,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,938
−HK$5,616/mo
▼ 0.25% · 3.875%
HK$106,726
−HK$2,828/mo
Today · 4.125%
HK$109,554
baseline
▲ 0.50% · 4.625%
HK$115,328
+HK$5,774/mo
Deposit HK$2.28M · loan HK$20.49M · min. income ≈ HK$219,108/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$967,412 · Scale 2, in force from 26 Feb 2026)