LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,906
−HK$3,255/mo
▼ 0.25% · 3.875%
HK$53,521
−HK$1,640/mo
Today · 4.125%
HK$55,161
baseline
▲ 0.50% · 4.625%
HK$58,517
+HK$3,356/mo
Deposit HK$11.38M · loan HK$11.38M · min. income ≈ HK$110,322/mo (50% DSR)
Upfront cash ≈ HK$12.35M (deposit + AVD stamp duty HK$967,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,745
−HK$3,120/mo
▼ 0.25% · 3.875%
HK$59,294
−HK$1,571/mo
Today · 4.125%
HK$60,865
baseline
▲ 0.50% · 4.625%
HK$64,073
+HK$3,208/mo
Deposit HK$11.38M · loan HK$11.38M · min. income ≈ HK$121,730/mo (50% DSR)
Upfront cash ≈ HK$12.35M (deposit + AVD stamp duty HK$967,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,287
−HK$3,906/mo
▼ 0.25% · 3.875%
HK$64,225
−HK$1,968/mo
Today · 4.125%
HK$66,193
baseline
▲ 0.50% · 4.625%
HK$70,221
+HK$4,028/mo
Deposit HK$9.11M · loan HK$13.66M · min. income ≈ HK$132,386/mo (50% DSR)
Upfront cash ≈ HK$10.07M (deposit + AVD stamp duty HK$967,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,294
−HK$3,744/mo
▼ 0.25% · 3.875%
HK$71,152
−HK$1,886/mo
Today · 4.125%
HK$73,038
baseline
▲ 0.50% · 4.625%
HK$76,888
+HK$3,850/mo
Deposit HK$9.11M · loan HK$13.66M · min. income ≈ HK$146,076/mo (50% DSR)
Upfront cash ≈ HK$10.07M (deposit + AVD stamp duty HK$967,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,668
−HK$4,557/mo
▼ 0.25% · 3.875%
HK$74,929
−HK$2,296/mo
Today · 4.125%
HK$77,225
baseline
▲ 0.50% · 4.625%
HK$81,924
+HK$4,699/mo
Deposit HK$6.83M · loan HK$15.93M · min. income ≈ HK$154,450/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$967,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,843
−HK$4,368/mo
▼ 0.25% · 3.875%
HK$83,011
−HK$2,200/mo
Today · 4.125%
HK$85,211
baseline
▲ 0.50% · 4.625%
HK$89,702
+HK$4,491/mo
Deposit HK$6.83M · loan HK$15.93M · min. income ≈ HK$170,422/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$967,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,431
−HK$5,859/mo
▼ 0.25% · 3.875%
HK$96,337
−HK$2,953/mo
Today · 4.125%
HK$99,290
baseline
▲ 0.50% · 4.625%
HK$105,331
+HK$6,041/mo
Deposit HK$2.28M · loan HK$20.49M · min. income ≈ HK$198,580/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$967,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,941
−HK$5,615/mo
▼ 0.25% · 3.875%
HK$106,729
−HK$2,827/mo
Today · 4.125%
HK$109,556
baseline
▲ 0.50% · 4.625%
HK$115,331
+HK$5,775/mo
Deposit HK$2.28M · loan HK$20.49M · min. income ≈ HK$219,112/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$967,438 · Scale 2, in force from 26 Feb 2026)