LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,907
−HK$3,256/mo
▼ 0.25% · 3.875%
HK$53,522
−HK$1,641/mo
Today · 4.125%
HK$55,163
baseline
▲ 0.50% · 4.625%
HK$58,519
+HK$3,356/mo
Deposit HK$11.38M · loan HK$11.38M · min. income ≈ HK$110,326/mo (50% DSR)
Upfront cash ≈ HK$12.35M (deposit + AVD stamp duty HK$967,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,747
−HK$3,119/mo
▼ 0.25% · 3.875%
HK$59,295
−HK$1,571/mo
Today · 4.125%
HK$60,866
baseline
▲ 0.50% · 4.625%
HK$64,075
+HK$3,209/mo
Deposit HK$11.38M · loan HK$11.38M · min. income ≈ HK$121,732/mo (50% DSR)
Upfront cash ≈ HK$12.35M (deposit + AVD stamp duty HK$967,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,289
−HK$3,906/mo
▼ 0.25% · 3.875%
HK$64,227
−HK$1,968/mo
Today · 4.125%
HK$66,195
baseline
▲ 0.50% · 4.625%
HK$70,223
+HK$4,028/mo
Deposit HK$9.11M · loan HK$13.66M · min. income ≈ HK$132,390/mo (50% DSR)
Upfront cash ≈ HK$10.07M (deposit + AVD stamp duty HK$967,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,296
−HK$3,744/mo
▼ 0.25% · 3.875%
HK$71,154
−HK$1,886/mo
Today · 4.125%
HK$73,040
baseline
▲ 0.50% · 4.625%
HK$76,890
+HK$3,850/mo
Deposit HK$9.11M · loan HK$13.66M · min. income ≈ HK$146,080/mo (50% DSR)
Upfront cash ≈ HK$10.07M (deposit + AVD stamp duty HK$967,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,670
−HK$4,558/mo
▼ 0.25% · 3.875%
HK$74,931
−HK$2,297/mo
Today · 4.125%
HK$77,228
baseline
▲ 0.50% · 4.625%
HK$81,927
+HK$4,699/mo
Deposit HK$6.83M · loan HK$15.93M · min. income ≈ HK$154,456/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$967,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,845
−HK$4,368/mo
▼ 0.25% · 3.875%
HK$83,013
−HK$2,200/mo
Today · 4.125%
HK$85,213
baseline
▲ 0.50% · 4.625%
HK$89,705
+HK$4,492/mo
Deposit HK$6.83M · loan HK$15.93M · min. income ≈ HK$170,426/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$967,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,433
−HK$5,860/mo
▼ 0.25% · 3.875%
HK$96,340
−HK$2,953/mo
Today · 4.125%
HK$99,293
baseline
▲ 0.50% · 4.625%
HK$105,334
+HK$6,041/mo
Deposit HK$2.28M · loan HK$20.49M · min. income ≈ HK$198,586/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$967,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,944
−HK$5,616/mo
▼ 0.25% · 3.875%
HK$106,731
−HK$2,829/mo
Today · 4.125%
HK$109,560
baseline
▲ 0.50% · 4.625%
HK$115,335
+HK$5,775/mo
Deposit HK$2.28M · loan HK$20.49M · min. income ≈ HK$219,120/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$967,465 · Scale 2, in force from 26 Feb 2026)