LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,909
−HK$3,256/mo
▼ 0.25% · 3.875%
HK$53,524
−HK$1,641/mo
Today · 4.125%
HK$55,165
baseline
▲ 0.50% · 4.625%
HK$58,521
+HK$3,356/mo
Deposit HK$11.38M · loan HK$11.38M · min. income ≈ HK$110,330/mo (50% DSR)
Upfront cash ≈ HK$12.35M (deposit + AVD stamp duty HK$967,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,749
−HK$3,120/mo
▼ 0.25% · 3.875%
HK$59,298
−HK$1,571/mo
Today · 4.125%
HK$60,869
baseline
▲ 0.50% · 4.625%
HK$64,077
+HK$3,208/mo
Deposit HK$11.38M · loan HK$11.38M · min. income ≈ HK$121,738/mo (50% DSR)
Upfront cash ≈ HK$12.35M (deposit + AVD stamp duty HK$967,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,291
−HK$3,907/mo
▼ 0.25% · 3.875%
HK$64,229
−HK$1,969/mo
Today · 4.125%
HK$66,198
baseline
▲ 0.50% · 4.625%
HK$70,226
+HK$4,028/mo
Deposit HK$9.11M · loan HK$13.66M · min. income ≈ HK$132,396/mo (50% DSR)
Upfront cash ≈ HK$10.07M (deposit + AVD stamp duty HK$967,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,299
−HK$3,743/mo
▼ 0.25% · 3.875%
HK$71,157
−HK$1,885/mo
Today · 4.125%
HK$73,042
baseline
▲ 0.50% · 4.625%
HK$76,893
+HK$3,851/mo
Deposit HK$9.11M · loan HK$13.66M · min. income ≈ HK$146,084/mo (50% DSR)
Upfront cash ≈ HK$10.07M (deposit + AVD stamp duty HK$967,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,673
−HK$4,557/mo
▼ 0.25% · 3.875%
HK$74,934
−HK$2,296/mo
Today · 4.125%
HK$77,230
baseline
▲ 0.50% · 4.625%
HK$81,930
+HK$4,700/mo
Deposit HK$6.83M · loan HK$15.94M · min. income ≈ HK$154,460/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$967,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,848
−HK$4,368/mo
▼ 0.25% · 3.875%
HK$83,017
−HK$2,199/mo
Today · 4.125%
HK$85,216
baseline
▲ 0.50% · 4.625%
HK$89,708
+HK$4,492/mo
Deposit HK$6.83M · loan HK$15.94M · min. income ≈ HK$170,432/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$967,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,437
−HK$5,859/mo
▼ 0.25% · 3.875%
HK$96,343
−HK$2,953/mo
Today · 4.125%
HK$99,296
baseline
▲ 0.50% · 4.625%
HK$105,338
+HK$6,042/mo
Deposit HK$2.28M · loan HK$20.49M · min. income ≈ HK$198,592/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$967,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,948
−HK$5,616/mo
▼ 0.25% · 3.875%
HK$106,736
−HK$2,828/mo
Today · 4.125%
HK$109,564
baseline
▲ 0.50% · 4.625%
HK$115,339
+HK$5,775/mo
Deposit HK$2.28M · loan HK$20.49M · min. income ≈ HK$219,128/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$967,502 · Scale 2, in force from 26 Feb 2026)