LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,910
−HK$3,255/mo
▼ 0.25% · 3.875%
HK$53,525
−HK$1,640/mo
Today · 4.125%
HK$55,165
baseline
▲ 0.50% · 4.625%
HK$58,522
+HK$3,357/mo
Deposit HK$11.38M · loan HK$11.38M · min. income ≈ HK$110,330/mo (50% DSR)
Upfront cash ≈ HK$12.35M (deposit + AVD stamp duty HK$967,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,750
−HK$3,120/mo
▼ 0.25% · 3.875%
HK$59,298
−HK$1,572/mo
Today · 4.125%
HK$60,870
baseline
▲ 0.50% · 4.625%
HK$64,078
+HK$3,208/mo
Deposit HK$11.38M · loan HK$11.38M · min. income ≈ HK$121,740/mo (50% DSR)
Upfront cash ≈ HK$12.35M (deposit + AVD stamp duty HK$967,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,292
−HK$3,907/mo
▼ 0.25% · 3.875%
HK$64,230
−HK$1,969/mo
Today · 4.125%
HK$66,199
baseline
▲ 0.50% · 4.625%
HK$70,227
+HK$4,028/mo
Deposit HK$9.11M · loan HK$13.66M · min. income ≈ HK$132,398/mo (50% DSR)
Upfront cash ≈ HK$10.07M (deposit + AVD stamp duty HK$967,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,300
−HK$3,744/mo
▼ 0.25% · 3.875%
HK$71,158
−HK$1,886/mo
Today · 4.125%
HK$73,044
baseline
▲ 0.50% · 4.625%
HK$76,894
+HK$3,850/mo
Deposit HK$9.11M · loan HK$13.66M · min. income ≈ HK$146,088/mo (50% DSR)
Upfront cash ≈ HK$10.07M (deposit + AVD stamp duty HK$967,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,674
−HK$4,558/mo
▼ 0.25% · 3.875%
HK$74,935
−HK$2,297/mo
Today · 4.125%
HK$77,232
baseline
▲ 0.50% · 4.625%
HK$81,931
+HK$4,699/mo
Deposit HK$6.83M · loan HK$15.94M · min. income ≈ HK$154,464/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$967,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,850
−HK$4,368/mo
▼ 0.25% · 3.875%
HK$83,018
−HK$2,200/mo
Today · 4.125%
HK$85,218
baseline
▲ 0.50% · 4.625%
HK$89,709
+HK$4,491/mo
Deposit HK$6.83M · loan HK$15.94M · min. income ≈ HK$170,436/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$967,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,438
−HK$5,860/mo
▼ 0.25% · 3.875%
HK$96,345
−HK$2,953/mo
Today · 4.125%
HK$99,298
baseline
▲ 0.50% · 4.625%
HK$105,340
+HK$6,042/mo
Deposit HK$2.28M · loan HK$20.49M · min. income ≈ HK$198,596/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$967,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,949
−HK$5,616/mo
▼ 0.25% · 3.875%
HK$106,737
−HK$2,828/mo
Today · 4.125%
HK$109,565
baseline
▲ 0.50% · 4.625%
HK$115,341
+HK$5,776/mo
Deposit HK$2.28M · loan HK$20.49M · min. income ≈ HK$219,130/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$967,517 · Scale 2, in force from 26 Feb 2026)