LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,911
−HK$3,255/mo
▼ 0.25% · 3.875%
HK$53,526
−HK$1,640/mo
Today · 4.125%
HK$55,166
baseline
▲ 0.50% · 4.625%
HK$58,523
+HK$3,357/mo
Deposit HK$11.38M · loan HK$11.38M · min. income ≈ HK$110,332/mo (50% DSR)
Upfront cash ≈ HK$12.35M (deposit + AVD stamp duty HK$967,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,751
−HK$3,120/mo
▼ 0.25% · 3.875%
HK$59,299
−HK$1,572/mo
Today · 4.125%
HK$60,871
baseline
▲ 0.50% · 4.625%
HK$64,079
+HK$3,208/mo
Deposit HK$11.38M · loan HK$11.38M · min. income ≈ HK$121,742/mo (50% DSR)
Upfront cash ≈ HK$12.35M (deposit + AVD stamp duty HK$967,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,293
−HK$3,907/mo
▼ 0.25% · 3.875%
HK$64,231
−HK$1,969/mo
Today · 4.125%
HK$66,200
baseline
▲ 0.50% · 4.625%
HK$70,228
+HK$4,028/mo
Deposit HK$9.11M · loan HK$13.66M · min. income ≈ HK$132,400/mo (50% DSR)
Upfront cash ≈ HK$10.07M (deposit + AVD stamp duty HK$967,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,301
−HK$3,744/mo
▼ 0.25% · 3.875%
HK$71,159
−HK$1,886/mo
Today · 4.125%
HK$73,045
baseline
▲ 0.50% · 4.625%
HK$76,895
+HK$3,850/mo
Deposit HK$9.11M · loan HK$13.66M · min. income ≈ HK$146,090/mo (50% DSR)
Upfront cash ≈ HK$10.07M (deposit + AVD stamp duty HK$967,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,675
−HK$4,558/mo
▼ 0.25% · 3.875%
HK$74,936
−HK$2,297/mo
Today · 4.125%
HK$77,233
baseline
▲ 0.50% · 4.625%
HK$81,932
+HK$4,699/mo
Deposit HK$6.83M · loan HK$15.94M · min. income ≈ HK$154,466/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$967,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,851
−HK$4,368/mo
▼ 0.25% · 3.875%
HK$83,019
−HK$2,200/mo
Today · 4.125%
HK$85,219
baseline
▲ 0.50% · 4.625%
HK$89,711
+HK$4,492/mo
Deposit HK$6.83M · loan HK$15.94M · min. income ≈ HK$170,438/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$967,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,440
−HK$5,859/mo
▼ 0.25% · 3.875%
HK$96,346
−HK$2,953/mo
Today · 4.125%
HK$99,299
baseline
▲ 0.50% · 4.625%
HK$105,342
+HK$6,043/mo
Deposit HK$2.28M · loan HK$20.49M · min. income ≈ HK$198,598/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$967,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,951
−HK$5,616/mo
▼ 0.25% · 3.875%
HK$106,739
−HK$2,828/mo
Today · 4.125%
HK$109,567
baseline
▲ 0.50% · 4.625%
HK$115,343
+HK$5,776/mo
Deposit HK$2.28M · loan HK$20.49M · min. income ≈ HK$219,134/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$967,532 · Scale 2, in force from 26 Feb 2026)