LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,913
−HK$3,255/mo
▼ 0.25% · 3.875%
HK$53,528
−HK$1,640/mo
Today · 4.125%
HK$55,168
baseline
▲ 0.50% · 4.625%
HK$58,525
+HK$3,357/mo
Deposit HK$11.38M · loan HK$11.38M · min. income ≈ HK$110,336/mo (50% DSR)
Upfront cash ≈ HK$12.35M (deposit + AVD stamp duty HK$967,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,753
−HK$3,120/mo
▼ 0.25% · 3.875%
HK$59,301
−HK$1,572/mo
Today · 4.125%
HK$60,873
baseline
▲ 0.50% · 4.625%
HK$64,081
+HK$3,208/mo
Deposit HK$11.38M · loan HK$11.38M · min. income ≈ HK$121,746/mo (50% DSR)
Upfront cash ≈ HK$12.35M (deposit + AVD stamp duty HK$967,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,295
−HK$3,907/mo
▼ 0.25% · 3.875%
HK$64,233
−HK$1,969/mo
Today · 4.125%
HK$66,202
baseline
▲ 0.50% · 4.625%
HK$70,230
+HK$4,028/mo
Deposit HK$9.11M · loan HK$13.66M · min. income ≈ HK$132,404/mo (50% DSR)
Upfront cash ≈ HK$10.07M (deposit + AVD stamp duty HK$967,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,303
−HK$3,744/mo
▼ 0.25% · 3.875%
HK$71,162
−HK$1,885/mo
Today · 4.125%
HK$73,047
baseline
▲ 0.50% · 4.625%
HK$76,898
+HK$3,851/mo
Deposit HK$9.11M · loan HK$13.66M · min. income ≈ HK$146,094/mo (50% DSR)
Upfront cash ≈ HK$10.07M (deposit + AVD stamp duty HK$967,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,678
−HK$4,558/mo
▼ 0.25% · 3.875%
HK$74,939
−HK$2,297/mo
Today · 4.125%
HK$77,236
baseline
▲ 0.50% · 4.625%
HK$81,935
+HK$4,699/mo
Deposit HK$6.83M · loan HK$15.94M · min. income ≈ HK$154,472/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$967,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,854
−HK$4,368/mo
▼ 0.25% · 3.875%
HK$83,022
−HK$2,200/mo
Today · 4.125%
HK$85,222
baseline
▲ 0.50% · 4.625%
HK$89,714
+HK$4,492/mo
Deposit HK$6.83M · loan HK$15.94M · min. income ≈ HK$170,444/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$967,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,443
−HK$5,860/mo
▼ 0.25% · 3.875%
HK$96,350
−HK$2,953/mo
Today · 4.125%
HK$99,303
baseline
▲ 0.50% · 4.625%
HK$105,345
+HK$6,042/mo
Deposit HK$2.28M · loan HK$20.49M · min. income ≈ HK$198,606/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$967,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,955
−HK$5,616/mo
▼ 0.25% · 3.875%
HK$106,743
−HK$2,828/mo
Today · 4.125%
HK$109,571
baseline
▲ 0.50% · 4.625%
HK$115,346
+HK$5,775/mo
Deposit HK$2.28M · loan HK$20.49M · min. income ≈ HK$219,142/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$967,565 · Scale 2, in force from 26 Feb 2026)