LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,914
−HK$3,255/mo
▼ 0.25% · 3.875%
HK$53,529
−HK$1,640/mo
Today · 4.125%
HK$55,169
baseline
▲ 0.50% · 4.625%
HK$58,526
+HK$3,357/mo
Deposit HK$11.38M · loan HK$11.38M · min. income ≈ HK$110,338/mo (50% DSR)
Upfront cash ≈ HK$12.35M (deposit + AVD stamp duty HK$967,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,754
−HK$3,120/mo
▼ 0.25% · 3.875%
HK$59,302
−HK$1,572/mo
Today · 4.125%
HK$60,874
baseline
▲ 0.50% · 4.625%
HK$64,083
+HK$3,209/mo
Deposit HK$11.38M · loan HK$11.38M · min. income ≈ HK$121,748/mo (50% DSR)
Upfront cash ≈ HK$12.35M (deposit + AVD stamp duty HK$967,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,296
−HK$3,907/mo
▼ 0.25% · 3.875%
HK$64,234
−HK$1,969/mo
Today · 4.125%
HK$66,203
baseline
▲ 0.50% · 4.625%
HK$70,231
+HK$4,028/mo
Deposit HK$9.11M · loan HK$13.66M · min. income ≈ HK$132,406/mo (50% DSR)
Upfront cash ≈ HK$10.07M (deposit + AVD stamp duty HK$967,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,304
−HK$3,745/mo
▼ 0.25% · 3.875%
HK$71,163
−HK$1,886/mo
Today · 4.125%
HK$73,049
baseline
▲ 0.50% · 4.625%
HK$76,899
+HK$3,850/mo
Deposit HK$9.11M · loan HK$13.66M · min. income ≈ HK$146,098/mo (50% DSR)
Upfront cash ≈ HK$10.07M (deposit + AVD stamp duty HK$967,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,679
−HK$4,558/mo
▼ 0.25% · 3.875%
HK$74,940
−HK$2,297/mo
Today · 4.125%
HK$77,237
baseline
▲ 0.50% · 4.625%
HK$81,937
+HK$4,700/mo
Deposit HK$6.83M · loan HK$15.94M · min. income ≈ HK$154,474/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$967,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,855
−HK$4,368/mo
▼ 0.25% · 3.875%
HK$83,023
−HK$2,200/mo
Today · 4.125%
HK$85,223
baseline
▲ 0.50% · 4.625%
HK$89,716
+HK$4,493/mo
Deposit HK$6.83M · loan HK$15.94M · min. income ≈ HK$170,446/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$967,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,445
−HK$5,860/mo
▼ 0.25% · 3.875%
HK$96,351
−HK$2,954/mo
Today · 4.125%
HK$99,305
baseline
▲ 0.50% · 4.625%
HK$105,347
+HK$6,042/mo
Deposit HK$2.28M · loan HK$20.49M · min. income ≈ HK$198,610/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$967,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,956
−HK$5,617/mo
▼ 0.25% · 3.875%
HK$106,744
−HK$2,829/mo
Today · 4.125%
HK$109,573
baseline
▲ 0.50% · 4.625%
HK$115,349
+HK$5,776/mo
Deposit HK$2.28M · loan HK$20.49M · min. income ≈ HK$219,146/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$967,582 · Scale 2, in force from 26 Feb 2026)