LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,918
−HK$3,255/mo
▼ 0.25% · 3.875%
HK$53,533
−HK$1,640/mo
Today · 4.125%
HK$55,173
baseline
▲ 0.50% · 4.625%
HK$58,530
+HK$3,357/mo
Deposit HK$11.38M · loan HK$11.38M · min. income ≈ HK$110,346/mo (50% DSR)
Upfront cash ≈ HK$12.35M (deposit + AVD stamp duty HK$967,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,758
−HK$3,120/mo
▼ 0.25% · 3.875%
HK$59,307
−HK$1,571/mo
Today · 4.125%
HK$60,878
baseline
▲ 0.50% · 4.625%
HK$64,087
+HK$3,209/mo
Deposit HK$11.38M · loan HK$11.38M · min. income ≈ HK$121,756/mo (50% DSR)
Upfront cash ≈ HK$12.35M (deposit + AVD stamp duty HK$967,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,301
−HK$3,907/mo
▼ 0.25% · 3.875%
HK$64,239
−HK$1,969/mo
Today · 4.125%
HK$66,208
baseline
▲ 0.50% · 4.625%
HK$70,237
+HK$4,029/mo
Deposit HK$9.11M · loan HK$13.66M · min. income ≈ HK$132,416/mo (50% DSR)
Upfront cash ≈ HK$10.07M (deposit + AVD stamp duty HK$967,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,309
−HK$3,745/mo
▼ 0.25% · 3.875%
HK$71,168
−HK$1,886/mo
Today · 4.125%
HK$73,054
baseline
▲ 0.50% · 4.625%
HK$76,905
+HK$3,851/mo
Deposit HK$9.11M · loan HK$13.66M · min. income ≈ HK$146,108/mo (50% DSR)
Upfront cash ≈ HK$10.07M (deposit + AVD stamp duty HK$967,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,685
−HK$4,558/mo
▼ 0.25% · 3.875%
HK$74,946
−HK$2,297/mo
Today · 4.125%
HK$77,243
baseline
▲ 0.50% · 4.625%
HK$81,943
+HK$4,700/mo
Deposit HK$6.83M · loan HK$15.94M · min. income ≈ HK$154,486/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$967,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,861
−HK$4,369/mo
▼ 0.25% · 3.875%
HK$83,030
−HK$2,200/mo
Today · 4.125%
HK$85,230
baseline
▲ 0.50% · 4.625%
HK$89,722
+HK$4,492/mo
Deposit HK$6.83M · loan HK$15.94M · min. income ≈ HK$170,460/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$967,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,452
−HK$5,860/mo
▼ 0.25% · 3.875%
HK$96,359
−HK$2,953/mo
Today · 4.125%
HK$99,312
baseline
▲ 0.50% · 4.625%
HK$105,355
+HK$6,043/mo
Deposit HK$2.28M · loan HK$20.49M · min. income ≈ HK$198,624/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$967,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,964
−HK$5,617/mo
▼ 0.25% · 3.875%
HK$106,752
−HK$2,829/mo
Today · 4.125%
HK$109,581
baseline
▲ 0.50% · 4.625%
HK$115,357
+HK$5,776/mo
Deposit HK$2.28M · loan HK$20.49M · min. income ≈ HK$219,162/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$967,654 · Scale 2, in force from 26 Feb 2026)