LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,922
−HK$3,256/mo
▼ 0.25% · 3.875%
HK$53,537
−HK$1,641/mo
Today · 4.125%
HK$55,178
baseline
▲ 0.50% · 4.625%
HK$58,535
+HK$3,357/mo
Deposit HK$11.39M · loan HK$11.39M · min. income ≈ HK$110,356/mo (50% DSR)
Upfront cash ≈ HK$12.35M (deposit + AVD stamp duty HK$967,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,762
−HK$3,121/mo
▼ 0.25% · 3.875%
HK$59,311
−HK$1,572/mo
Today · 4.125%
HK$60,883
baseline
▲ 0.50% · 4.625%
HK$64,092
+HK$3,209/mo
Deposit HK$11.39M · loan HK$11.39M · min. income ≈ HK$121,766/mo (50% DSR)
Upfront cash ≈ HK$12.35M (deposit + AVD stamp duty HK$967,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,306
−HK$3,907/mo
▼ 0.25% · 3.875%
HK$64,244
−HK$1,969/mo
Today · 4.125%
HK$66,213
baseline
▲ 0.50% · 4.625%
HK$70,242
+HK$4,029/mo
Deposit HK$9.11M · loan HK$13.66M · min. income ≈ HK$132,426/mo (50% DSR)
Upfront cash ≈ HK$10.08M (deposit + AVD stamp duty HK$967,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,315
−HK$3,745/mo
▼ 0.25% · 3.875%
HK$71,174
−HK$1,886/mo
Today · 4.125%
HK$73,060
baseline
▲ 0.50% · 4.625%
HK$76,911
+HK$3,851/mo
Deposit HK$9.11M · loan HK$13.66M · min. income ≈ HK$146,120/mo (50% DSR)
Upfront cash ≈ HK$10.08M (deposit + AVD stamp duty HK$967,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,690
−HK$4,559/mo
▼ 0.25% · 3.875%
HK$74,951
−HK$2,298/mo
Today · 4.125%
HK$77,249
baseline
▲ 0.50% · 4.625%
HK$81,949
+HK$4,700/mo
Deposit HK$6.83M · loan HK$15.94M · min. income ≈ HK$154,498/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$967,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,867
−HK$4,369/mo
▼ 0.25% · 3.875%
HK$83,036
−HK$2,200/mo
Today · 4.125%
HK$85,236
baseline
▲ 0.50% · 4.625%
HK$89,729
+HK$4,493/mo
Deposit HK$6.83M · loan HK$15.94M · min. income ≈ HK$170,472/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$967,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,459
−HK$5,861/mo
▼ 0.25% · 3.875%
HK$96,366
−HK$2,954/mo
Today · 4.125%
HK$99,320
baseline
▲ 0.50% · 4.625%
HK$105,363
+HK$6,043/mo
Deposit HK$2.28M · loan HK$20.49M · min. income ≈ HK$198,640/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$967,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,972
−HK$5,617/mo
▼ 0.25% · 3.875%
HK$106,760
−HK$2,829/mo
Today · 4.125%
HK$109,589
baseline
▲ 0.50% · 4.625%
HK$115,366
+HK$5,777/mo
Deposit HK$2.28M · loan HK$20.49M · min. income ≈ HK$219,178/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$967,728 · Scale 2, in force from 26 Feb 2026)