LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,924
−HK$3,256/mo
▼ 0.25% · 3.875%
HK$53,539
−HK$1,641/mo
Today · 4.125%
HK$55,180
baseline
▲ 0.50% · 4.625%
HK$58,538
+HK$3,358/mo
Deposit HK$11.39M · loan HK$11.39M · min. income ≈ HK$110,360/mo (50% DSR)
Upfront cash ≈ HK$12.35M (deposit + AVD stamp duty HK$967,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,765
−HK$3,121/mo
▼ 0.25% · 3.875%
HK$59,314
−HK$1,572/mo
Today · 4.125%
HK$60,886
baseline
▲ 0.50% · 4.625%
HK$64,095
+HK$3,209/mo
Deposit HK$11.39M · loan HK$11.39M · min. income ≈ HK$121,772/mo (50% DSR)
Upfront cash ≈ HK$12.35M (deposit + AVD stamp duty HK$967,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,309
−HK$3,907/mo
▼ 0.25% · 3.875%
HK$64,247
−HK$1,969/mo
Today · 4.125%
HK$66,216
baseline
▲ 0.50% · 4.625%
HK$70,245
+HK$4,029/mo
Deposit HK$9.11M · loan HK$13.66M · min. income ≈ HK$132,432/mo (50% DSR)
Upfront cash ≈ HK$10.08M (deposit + AVD stamp duty HK$967,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,318
−HK$3,745/mo
▼ 0.25% · 3.875%
HK$71,177
−HK$1,886/mo
Today · 4.125%
HK$73,063
baseline
▲ 0.50% · 4.625%
HK$76,914
+HK$3,851/mo
Deposit HK$9.11M · loan HK$13.66M · min. income ≈ HK$146,126/mo (50% DSR)
Upfront cash ≈ HK$10.08M (deposit + AVD stamp duty HK$967,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,694
−HK$4,558/mo
▼ 0.25% · 3.875%
HK$74,955
−HK$2,297/mo
Today · 4.125%
HK$77,252
baseline
▲ 0.50% · 4.625%
HK$81,953
+HK$4,701/mo
Deposit HK$6.83M · loan HK$15.94M · min. income ≈ HK$154,504/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$967,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,871
−HK$4,369/mo
▼ 0.25% · 3.875%
HK$83,040
−HK$2,200/mo
Today · 4.125%
HK$85,240
baseline
▲ 0.50% · 4.625%
HK$89,733
+HK$4,493/mo
Deposit HK$6.83M · loan HK$15.94M · min. income ≈ HK$170,480/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$967,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,463
−HK$5,861/mo
▼ 0.25% · 3.875%
HK$96,371
−HK$2,953/mo
Today · 4.125%
HK$99,324
baseline
▲ 0.50% · 4.625%
HK$105,368
+HK$6,044/mo
Deposit HK$2.28M · loan HK$20.49M · min. income ≈ HK$198,648/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$967,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,977
−HK$5,618/mo
▼ 0.25% · 3.875%
HK$106,766
−HK$2,829/mo
Today · 4.125%
HK$109,595
baseline
▲ 0.50% · 4.625%
HK$115,372
+HK$5,777/mo
Deposit HK$2.28M · loan HK$20.49M · min. income ≈ HK$219,190/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$967,775 · Scale 2, in force from 26 Feb 2026)