LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,929
−HK$3,257/mo
▼ 0.25% · 3.875%
HK$53,545
−HK$1,641/mo
Today · 4.125%
HK$55,186
baseline
▲ 0.50% · 4.625%
HK$58,544
+HK$3,358/mo
Deposit HK$11.39M · loan HK$11.39M · min. income ≈ HK$110,372/mo (50% DSR)
Upfront cash ≈ HK$12.35M (deposit + AVD stamp duty HK$967,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,771
−HK$3,121/mo
▼ 0.25% · 3.875%
HK$59,320
−HK$1,572/mo
Today · 4.125%
HK$60,892
baseline
▲ 0.50% · 4.625%
HK$64,102
+HK$3,210/mo
Deposit HK$11.39M · loan HK$11.39M · min. income ≈ HK$121,784/mo (50% DSR)
Upfront cash ≈ HK$12.35M (deposit + AVD stamp duty HK$967,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,315
−HK$3,908/mo
▼ 0.25% · 3.875%
HK$64,254
−HK$1,969/mo
Today · 4.125%
HK$66,223
baseline
▲ 0.50% · 4.625%
HK$70,253
+HK$4,030/mo
Deposit HK$9.11M · loan HK$13.66M · min. income ≈ HK$132,446/mo (50% DSR)
Upfront cash ≈ HK$10.08M (deposit + AVD stamp duty HK$967,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,325
−HK$3,746/mo
▼ 0.25% · 3.875%
HK$71,184
−HK$1,887/mo
Today · 4.125%
HK$73,071
baseline
▲ 0.50% · 4.625%
HK$76,922
+HK$3,851/mo
Deposit HK$9.11M · loan HK$13.66M · min. income ≈ HK$146,142/mo (50% DSR)
Upfront cash ≈ HK$10.08M (deposit + AVD stamp duty HK$967,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,701
−HK$4,559/mo
▼ 0.25% · 3.875%
HK$74,963
−HK$2,297/mo
Today · 4.125%
HK$77,260
baseline
▲ 0.50% · 4.625%
HK$81,961
+HK$4,701/mo
Deposit HK$6.83M · loan HK$15.94M · min. income ≈ HK$154,520/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$967,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,879
−HK$4,370/mo
▼ 0.25% · 3.875%
HK$83,049
−HK$2,200/mo
Today · 4.125%
HK$85,249
baseline
▲ 0.50% · 4.625%
HK$89,743
+HK$4,494/mo
Deposit HK$6.83M · loan HK$15.94M · min. income ≈ HK$170,498/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$967,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,473
−HK$5,862/mo
▼ 0.25% · 3.875%
HK$96,381
−HK$2,954/mo
Today · 4.125%
HK$99,335
baseline
▲ 0.50% · 4.625%
HK$105,379
+HK$6,044/mo
Deposit HK$2.28M · loan HK$20.50M · min. income ≈ HK$198,670/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$967,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,988
−HK$5,618/mo
▼ 0.25% · 3.875%
HK$106,777
−HK$2,829/mo
Today · 4.125%
HK$109,606
baseline
▲ 0.50% · 4.625%
HK$115,383
+HK$5,777/mo
Deposit HK$2.28M · loan HK$20.50M · min. income ≈ HK$219,212/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$967,875 · Scale 2, in force from 26 Feb 2026)