LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,931
−HK$3,257/mo
▼ 0.25% · 3.875%
HK$53,547
−HK$1,641/mo
Today · 4.125%
HK$55,188
baseline
▲ 0.50% · 4.625%
HK$58,546
+HK$3,358/mo
Deposit HK$11.39M · loan HK$11.39M · min. income ≈ HK$110,376/mo (50% DSR)
Upfront cash ≈ HK$12.36M (deposit + AVD stamp duty HK$967,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,773
−HK$3,121/mo
▼ 0.25% · 3.875%
HK$59,323
−HK$1,571/mo
Today · 4.125%
HK$60,894
baseline
▲ 0.50% · 4.625%
HK$64,104
+HK$3,210/mo
Deposit HK$11.39M · loan HK$11.39M · min. income ≈ HK$121,788/mo (50% DSR)
Upfront cash ≈ HK$12.36M (deposit + AVD stamp duty HK$967,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,318
−HK$3,908/mo
▼ 0.25% · 3.875%
HK$64,256
−HK$1,970/mo
Today · 4.125%
HK$66,226
baseline
▲ 0.50% · 4.625%
HK$70,255
+HK$4,029/mo
Deposit HK$9.11M · loan HK$13.66M · min. income ≈ HK$132,452/mo (50% DSR)
Upfront cash ≈ HK$10.08M (deposit + AVD stamp duty HK$967,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,328
−HK$3,745/mo
▼ 0.25% · 3.875%
HK$71,187
−HK$1,886/mo
Today · 4.125%
HK$73,073
baseline
▲ 0.50% · 4.625%
HK$76,925
+HK$3,852/mo
Deposit HK$9.11M · loan HK$13.66M · min. income ≈ HK$146,146/mo (50% DSR)
Upfront cash ≈ HK$10.08M (deposit + AVD stamp duty HK$967,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,704
−HK$4,559/mo
▼ 0.25% · 3.875%
HK$74,965
−HK$2,298/mo
Today · 4.125%
HK$77,263
baseline
▲ 0.50% · 4.625%
HK$81,964
+HK$4,701/mo
Deposit HK$6.83M · loan HK$15.94M · min. income ≈ HK$154,526/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$967,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,882
−HK$4,370/mo
▼ 0.25% · 3.875%
HK$83,052
−HK$2,200/mo
Today · 4.125%
HK$85,252
baseline
▲ 0.50% · 4.625%
HK$89,746
+HK$4,494/mo
Deposit HK$6.83M · loan HK$15.94M · min. income ≈ HK$170,504/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$967,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,476
−HK$5,862/mo
▼ 0.25% · 3.875%
HK$96,384
−HK$2,954/mo
Today · 4.125%
HK$99,338
baseline
▲ 0.50% · 4.625%
HK$105,383
+HK$6,045/mo
Deposit HK$2.28M · loan HK$20.50M · min. income ≈ HK$198,676/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$967,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,992
−HK$5,618/mo
▼ 0.25% · 3.875%
HK$106,781
−HK$2,829/mo
Today · 4.125%
HK$109,610
baseline
▲ 0.50% · 4.625%
HK$115,388
+HK$5,778/mo
Deposit HK$2.28M · loan HK$20.50M · min. income ≈ HK$219,220/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$967,911 · Scale 2, in force from 26 Feb 2026)