LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,933
−HK$3,256/mo
▼ 0.25% · 3.875%
HK$53,548
−HK$1,641/mo
Today · 4.125%
HK$55,189
baseline
▲ 0.50% · 4.625%
HK$58,547
+HK$3,358/mo
Deposit HK$11.39M · loan HK$11.39M · min. income ≈ HK$110,378/mo (50% DSR)
Upfront cash ≈ HK$12.36M (deposit + AVD stamp duty HK$967,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,774
−HK$3,122/mo
▼ 0.25% · 3.875%
HK$59,324
−HK$1,572/mo
Today · 4.125%
HK$60,896
baseline
▲ 0.50% · 4.625%
HK$64,106
+HK$3,210/mo
Deposit HK$11.39M · loan HK$11.39M · min. income ≈ HK$121,792/mo (50% DSR)
Upfront cash ≈ HK$12.36M (deposit + AVD stamp duty HK$967,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,319
−HK$3,908/mo
▼ 0.25% · 3.875%
HK$64,258
−HK$1,969/mo
Today · 4.125%
HK$66,227
baseline
▲ 0.50% · 4.625%
HK$70,257
+HK$4,030/mo
Deposit HK$9.11M · loan HK$13.66M · min. income ≈ HK$132,454/mo (50% DSR)
Upfront cash ≈ HK$10.08M (deposit + AVD stamp duty HK$967,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,329
−HK$3,746/mo
▼ 0.25% · 3.875%
HK$71,189
−HK$1,886/mo
Today · 4.125%
HK$73,075
baseline
▲ 0.50% · 4.625%
HK$76,927
+HK$3,852/mo
Deposit HK$9.11M · loan HK$13.66M · min. income ≈ HK$146,150/mo (50% DSR)
Upfront cash ≈ HK$10.08M (deposit + AVD stamp duty HK$967,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,706
−HK$4,559/mo
▼ 0.25% · 3.875%
HK$74,967
−HK$2,298/mo
Today · 4.125%
HK$77,265
baseline
▲ 0.50% · 4.625%
HK$81,966
+HK$4,701/mo
Deposit HK$6.83M · loan HK$15.94M · min. income ≈ HK$154,530/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$967,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,884
−HK$4,370/mo
▼ 0.25% · 3.875%
HK$83,053
−HK$2,201/mo
Today · 4.125%
HK$85,254
baseline
▲ 0.50% · 4.625%
HK$89,748
+HK$4,494/mo
Deposit HK$6.83M · loan HK$15.94M · min. income ≈ HK$170,508/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$967,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,479
−HK$5,861/mo
▼ 0.25% · 3.875%
HK$96,386
−HK$2,954/mo
Today · 4.125%
HK$99,340
baseline
▲ 0.50% · 4.625%
HK$105,385
+HK$6,045/mo
Deposit HK$2.28M · loan HK$20.50M · min. income ≈ HK$198,680/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$967,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,994
−HK$5,618/mo
▼ 0.25% · 3.875%
HK$106,783
−HK$2,829/mo
Today · 4.125%
HK$109,612
baseline
▲ 0.50% · 4.625%
HK$115,390
+HK$5,778/mo
Deposit HK$2.28M · loan HK$20.50M · min. income ≈ HK$219,224/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$967,932 · Scale 2, in force from 26 Feb 2026)