LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,933
−HK$3,257/mo
▼ 0.25% · 3.875%
HK$53,549
−HK$1,641/mo
Today · 4.125%
HK$55,190
baseline
▲ 0.50% · 4.625%
HK$58,548
+HK$3,358/mo
Deposit HK$11.39M · loan HK$11.39M · min. income ≈ HK$110,380/mo (50% DSR)
Upfront cash ≈ HK$12.36M (deposit + AVD stamp duty HK$967,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,775
−HK$3,122/mo
▼ 0.25% · 3.875%
HK$59,325
−HK$1,572/mo
Today · 4.125%
HK$60,897
baseline
▲ 0.50% · 4.625%
HK$64,107
+HK$3,210/mo
Deposit HK$11.39M · loan HK$11.39M · min. income ≈ HK$121,794/mo (50% DSR)
Upfront cash ≈ HK$12.36M (deposit + AVD stamp duty HK$967,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,320
−HK$3,908/mo
▼ 0.25% · 3.875%
HK$64,259
−HK$1,969/mo
Today · 4.125%
HK$66,228
baseline
▲ 0.50% · 4.625%
HK$70,258
+HK$4,030/mo
Deposit HK$9.11M · loan HK$13.67M · min. income ≈ HK$132,456/mo (50% DSR)
Upfront cash ≈ HK$10.08M (deposit + AVD stamp duty HK$967,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,331
−HK$3,745/mo
▼ 0.25% · 3.875%
HK$71,190
−HK$1,886/mo
Today · 4.125%
HK$73,076
baseline
▲ 0.50% · 4.625%
HK$76,928
+HK$3,852/mo
Deposit HK$9.11M · loan HK$13.67M · min. income ≈ HK$146,152/mo (50% DSR)
Upfront cash ≈ HK$10.08M (deposit + AVD stamp duty HK$967,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,707
−HK$4,559/mo
▼ 0.25% · 3.875%
HK$74,968
−HK$2,298/mo
Today · 4.125%
HK$77,266
baseline
▲ 0.50% · 4.625%
HK$81,968
+HK$4,702/mo
Deposit HK$6.83M · loan HK$15.94M · min. income ≈ HK$154,532/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$967,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,886
−HK$4,370/mo
▼ 0.25% · 3.875%
HK$83,055
−HK$2,201/mo
Today · 4.125%
HK$85,256
baseline
▲ 0.50% · 4.625%
HK$89,750
+HK$4,494/mo
Deposit HK$6.83M · loan HK$15.94M · min. income ≈ HK$170,512/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$967,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,480
−HK$5,862/mo
▼ 0.25% · 3.875%
HK$96,388
−HK$2,954/mo
Today · 4.125%
HK$99,342
baseline
▲ 0.50% · 4.625%
HK$105,387
+HK$6,045/mo
Deposit HK$2.28M · loan HK$20.50M · min. income ≈ HK$198,684/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$967,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,996
−HK$5,618/mo
▼ 0.25% · 3.875%
HK$106,785
−HK$2,829/mo
Today · 4.125%
HK$109,614
baseline
▲ 0.50% · 4.625%
HK$115,392
+HK$5,778/mo
Deposit HK$2.28M · loan HK$20.50M · min. income ≈ HK$219,228/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$967,950 · Scale 2, in force from 26 Feb 2026)