LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,935
−HK$3,257/mo
▼ 0.25% · 3.875%
HK$53,551
−HK$1,641/mo
Today · 4.125%
HK$55,192
baseline
▲ 0.50% · 4.625%
HK$58,550
+HK$3,358/mo
Deposit HK$11.39M · loan HK$11.39M · min. income ≈ HK$110,384/mo (50% DSR)
Upfront cash ≈ HK$12.36M (deposit + AVD stamp duty HK$967,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,777
−HK$3,122/mo
▼ 0.25% · 3.875%
HK$59,327
−HK$1,572/mo
Today · 4.125%
HK$60,899
baseline
▲ 0.50% · 4.625%
HK$64,109
+HK$3,210/mo
Deposit HK$11.39M · loan HK$11.39M · min. income ≈ HK$121,798/mo (50% DSR)
Upfront cash ≈ HK$12.36M (deposit + AVD stamp duty HK$967,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,322
−HK$3,908/mo
▼ 0.25% · 3.875%
HK$64,261
−HK$1,969/mo
Today · 4.125%
HK$66,230
baseline
▲ 0.50% · 4.625%
HK$70,260
+HK$4,030/mo
Deposit HK$9.11M · loan HK$13.67M · min. income ≈ HK$132,460/mo (50% DSR)
Upfront cash ≈ HK$10.08M (deposit + AVD stamp duty HK$967,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,333
−HK$3,746/mo
▼ 0.25% · 3.875%
HK$71,192
−HK$1,887/mo
Today · 4.125%
HK$73,079
baseline
▲ 0.50% · 4.625%
HK$76,931
+HK$3,852/mo
Deposit HK$9.11M · loan HK$13.67M · min. income ≈ HK$146,158/mo (50% DSR)
Upfront cash ≈ HK$10.08M (deposit + AVD stamp duty HK$967,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,709
−HK$4,560/mo
▼ 0.25% · 3.875%
HK$74,971
−HK$2,298/mo
Today · 4.125%
HK$77,269
baseline
▲ 0.50% · 4.625%
HK$81,970
+HK$4,701/mo
Deposit HK$6.83M · loan HK$15.94M · min. income ≈ HK$154,538/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$967,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,888
−HK$4,371/mo
▼ 0.25% · 3.875%
HK$83,058
−HK$2,201/mo
Today · 4.125%
HK$85,259
baseline
▲ 0.50% · 4.625%
HK$89,753
+HK$4,494/mo
Deposit HK$6.83M · loan HK$15.94M · min. income ≈ HK$170,518/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$967,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,483
−HK$5,863/mo
▼ 0.25% · 3.875%
HK$96,391
−HK$2,955/mo
Today · 4.125%
HK$99,346
baseline
▲ 0.50% · 4.625%
HK$105,391
+HK$6,045/mo
Deposit HK$2.28M · loan HK$20.50M · min. income ≈ HK$198,692/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$967,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,999
−HK$5,619/mo
▼ 0.25% · 3.875%
HK$106,789
−HK$2,829/mo
Today · 4.125%
HK$109,618
baseline
▲ 0.50% · 4.625%
HK$115,396
+HK$5,778/mo
Deposit HK$2.28M · loan HK$20.50M · min. income ≈ HK$219,236/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$967,982 · Scale 2, in force from 26 Feb 2026)