LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,938
−HK$3,257/mo
▼ 0.25% · 3.875%
HK$53,554
−HK$1,641/mo
Today · 4.125%
HK$55,195
baseline
▲ 0.50% · 4.625%
HK$58,553
+HK$3,358/mo
Deposit HK$11.39M · loan HK$11.39M · min. income ≈ HK$110,390/mo (50% DSR)
Upfront cash ≈ HK$12.36M (deposit + AVD stamp duty HK$968,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,781
−HK$3,121/mo
▼ 0.25% · 3.875%
HK$59,330
−HK$1,572/mo
Today · 4.125%
HK$60,902
baseline
▲ 0.50% · 4.625%
HK$64,112
+HK$3,210/mo
Deposit HK$11.39M · loan HK$11.39M · min. income ≈ HK$121,804/mo (50% DSR)
Upfront cash ≈ HK$12.36M (deposit + AVD stamp duty HK$968,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,326
−HK$3,908/mo
▼ 0.25% · 3.875%
HK$64,264
−HK$1,970/mo
Today · 4.125%
HK$66,234
baseline
▲ 0.50% · 4.625%
HK$70,264
+HK$4,030/mo
Deposit HK$9.11M · loan HK$13.67M · min. income ≈ HK$132,468/mo (50% DSR)
Upfront cash ≈ HK$10.08M (deposit + AVD stamp duty HK$968,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,337
−HK$3,746/mo
▼ 0.25% · 3.875%
HK$71,196
−HK$1,887/mo
Today · 4.125%
HK$73,083
baseline
▲ 0.50% · 4.625%
HK$76,935
+HK$3,852/mo
Deposit HK$9.11M · loan HK$13.67M · min. income ≈ HK$146,166/mo (50% DSR)
Upfront cash ≈ HK$10.08M (deposit + AVD stamp duty HK$968,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,713
−HK$4,560/mo
▼ 0.25% · 3.875%
HK$74,975
−HK$2,298/mo
Today · 4.125%
HK$77,273
baseline
▲ 0.50% · 4.625%
HK$81,975
+HK$4,702/mo
Deposit HK$6.83M · loan HK$15.94M · min. income ≈ HK$154,546/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$968,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,893
−HK$4,370/mo
▼ 0.25% · 3.875%
HK$83,062
−HK$2,201/mo
Today · 4.125%
HK$85,263
baseline
▲ 0.50% · 4.625%
HK$89,757
+HK$4,494/mo
Deposit HK$6.83M · loan HK$15.94M · min. income ≈ HK$170,526/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$968,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,488
−HK$5,863/mo
▼ 0.25% · 3.875%
HK$96,396
−HK$2,955/mo
Today · 4.125%
HK$99,351
baseline
▲ 0.50% · 4.625%
HK$105,396
+HK$6,045/mo
Deposit HK$2.28M · loan HK$20.50M · min. income ≈ HK$198,702/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$968,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,005
−HK$5,619/mo
▼ 0.25% · 3.875%
HK$106,794
−HK$2,830/mo
Today · 4.125%
HK$109,624
baseline
▲ 0.50% · 4.625%
HK$115,402
+HK$5,778/mo
Deposit HK$2.28M · loan HK$20.50M · min. income ≈ HK$219,248/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$968,034 · Scale 2, in force from 26 Feb 2026)