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Home Mortgage Planner

Mortgage Planner

Model your monthly payment, deposit, and stamp duty at any property value — reusing the same rate maths as our unit pages.

HK$227.78M HIBOR 1M · 3.9% Prime · 6.125%
LTV · monthly repayment
Loan term
▼ 0.50% · 3.625%
HK$727,144
−HK$45,599/mo
▼ 0.25% · 3.875%
HK$749,763
−HK$22,980/mo
Today · 4.125%
HK$772,743
baseline
▲ 0.50% · 4.625%
HK$819,762
+HK$47,019/mo

Deposit HK$68.33M · loan HK$159.44M · min. income ≈ HK$1,545,486/mo (50% DSR)

Upfront cash ≈ HK$83.14M (deposit + AVD stamp duty HK$14,805,469 · Scale 2, in force from 26 Feb 2026)

For planning purposes only — not an offer, pre-approval, or formal valuation. Actual bank rates and terms vary.

Data sourced from Renavon.com