LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,939
−HK$3,257/mo
▼ 0.25% · 3.875%
HK$53,554
−HK$1,642/mo
Today · 4.125%
HK$55,196
baseline
▲ 0.50% · 4.625%
HK$58,554
+HK$3,358/mo
Deposit HK$11.39M · loan HK$11.39M · min. income ≈ HK$110,392/mo (50% DSR)
Upfront cash ≈ HK$12.36M (deposit + AVD stamp duty HK$968,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,781
−HK$3,122/mo
▼ 0.25% · 3.875%
HK$59,331
−HK$1,572/mo
Today · 4.125%
HK$60,903
baseline
▲ 0.50% · 4.625%
HK$64,114
+HK$3,211/mo
Deposit HK$11.39M · loan HK$11.39M · min. income ≈ HK$121,806/mo (50% DSR)
Upfront cash ≈ HK$12.36M (deposit + AVD stamp duty HK$968,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,327
−HK$3,908/mo
▼ 0.25% · 3.875%
HK$64,265
−HK$1,970/mo
Today · 4.125%
HK$66,235
baseline
▲ 0.50% · 4.625%
HK$70,265
+HK$4,030/mo
Deposit HK$9.11M · loan HK$13.67M · min. income ≈ HK$132,470/mo (50% DSR)
Upfront cash ≈ HK$10.08M (deposit + AVD stamp duty HK$968,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,338
−HK$3,746/mo
▼ 0.25% · 3.875%
HK$71,197
−HK$1,887/mo
Today · 4.125%
HK$73,084
baseline
▲ 0.50% · 4.625%
HK$76,936
+HK$3,852/mo
Deposit HK$9.11M · loan HK$13.67M · min. income ≈ HK$146,168/mo (50% DSR)
Upfront cash ≈ HK$10.08M (deposit + AVD stamp duty HK$968,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,714
−HK$4,560/mo
▼ 0.25% · 3.875%
HK$74,976
−HK$2,298/mo
Today · 4.125%
HK$77,274
baseline
▲ 0.50% · 4.625%
HK$81,976
+HK$4,702/mo
Deposit HK$6.83M · loan HK$15.94M · min. income ≈ HK$154,548/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$968,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,894
−HK$4,371/mo
▼ 0.25% · 3.875%
HK$83,064
−HK$2,201/mo
Today · 4.125%
HK$85,265
baseline
▲ 0.50% · 4.625%
HK$89,759
+HK$4,494/mo
Deposit HK$6.83M · loan HK$15.94M · min. income ≈ HK$170,530/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$968,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,490
−HK$5,863/mo
▼ 0.25% · 3.875%
HK$96,398
−HK$2,955/mo
Today · 4.125%
HK$99,353
baseline
▲ 0.50% · 4.625%
HK$105,398
+HK$6,045/mo
Deposit HK$2.28M · loan HK$20.50M · min. income ≈ HK$198,706/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$968,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,007
−HK$5,619/mo
▼ 0.25% · 3.875%
HK$106,796
−HK$2,830/mo
Today · 4.125%
HK$109,626
baseline
▲ 0.50% · 4.625%
HK$115,404
+HK$5,778/mo
Deposit HK$2.28M · loan HK$20.50M · min. income ≈ HK$219,252/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$968,051 · Scale 2, in force from 26 Feb 2026)