LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,939
−HK$3,257/mo
▼ 0.25% · 3.875%
HK$53,555
−HK$1,641/mo
Today · 4.125%
HK$55,196
baseline
▲ 0.50% · 4.625%
HK$58,555
+HK$3,359/mo
Deposit HK$11.39M · loan HK$11.39M · min. income ≈ HK$110,392/mo (50% DSR)
Upfront cash ≈ HK$12.36M (deposit + AVD stamp duty HK$968,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,782
−HK$3,121/mo
▼ 0.25% · 3.875%
HK$59,331
−HK$1,572/mo
Today · 4.125%
HK$60,903
baseline
▲ 0.50% · 4.625%
HK$64,114
+HK$3,211/mo
Deposit HK$11.39M · loan HK$11.39M · min. income ≈ HK$121,806/mo (50% DSR)
Upfront cash ≈ HK$12.36M (deposit + AVD stamp duty HK$968,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,327
−HK$3,908/mo
▼ 0.25% · 3.875%
HK$64,266
−HK$1,969/mo
Today · 4.125%
HK$66,235
baseline
▲ 0.50% · 4.625%
HK$70,266
+HK$4,031/mo
Deposit HK$9.11M · loan HK$13.67M · min. income ≈ HK$132,470/mo (50% DSR)
Upfront cash ≈ HK$10.08M (deposit + AVD stamp duty HK$968,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,338
−HK$3,746/mo
▼ 0.25% · 3.875%
HK$71,198
−HK$1,886/mo
Today · 4.125%
HK$73,084
baseline
▲ 0.50% · 4.625%
HK$76,937
+HK$3,853/mo
Deposit HK$9.11M · loan HK$13.67M · min. income ≈ HK$146,168/mo (50% DSR)
Upfront cash ≈ HK$10.08M (deposit + AVD stamp duty HK$968,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,715
−HK$4,560/mo
▼ 0.25% · 3.875%
HK$74,977
−HK$2,298/mo
Today · 4.125%
HK$77,275
baseline
▲ 0.50% · 4.625%
HK$81,977
+HK$4,702/mo
Deposit HK$6.83M · loan HK$15.94M · min. income ≈ HK$154,550/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$968,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,894
−HK$4,371/mo
▼ 0.25% · 3.875%
HK$83,064
−HK$2,201/mo
Today · 4.125%
HK$85,265
baseline
▲ 0.50% · 4.625%
HK$89,759
+HK$4,494/mo
Deposit HK$6.83M · loan HK$15.94M · min. income ≈ HK$170,530/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$968,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,490
−HK$5,863/mo
▼ 0.25% · 3.875%
HK$96,398
−HK$2,955/mo
Today · 4.125%
HK$99,353
baseline
▲ 0.50% · 4.625%
HK$105,398
+HK$6,045/mo
Deposit HK$2.28M · loan HK$20.50M · min. income ≈ HK$198,706/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$968,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,007
−HK$5,619/mo
▼ 0.25% · 3.875%
HK$106,796
−HK$2,830/mo
Today · 4.125%
HK$109,626
baseline
▲ 0.50% · 4.625%
HK$115,405
+HK$5,779/mo
Deposit HK$2.28M · loan HK$20.50M · min. income ≈ HK$219,252/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$968,054 · Scale 2, in force from 26 Feb 2026)