LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,941
−HK$3,257/mo
▼ 0.25% · 3.875%
HK$53,557
−HK$1,641/mo
Today · 4.125%
HK$55,198
baseline
▲ 0.50% · 4.625%
HK$58,557
+HK$3,359/mo
Deposit HK$11.39M · loan HK$11.39M · min. income ≈ HK$110,396/mo (50% DSR)
Upfront cash ≈ HK$12.36M (deposit + AVD stamp duty HK$968,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,784
−HK$3,122/mo
▼ 0.25% · 3.875%
HK$59,333
−HK$1,573/mo
Today · 4.125%
HK$60,906
baseline
▲ 0.50% · 4.625%
HK$64,116
+HK$3,210/mo
Deposit HK$11.39M · loan HK$11.39M · min. income ≈ HK$121,812/mo (50% DSR)
Upfront cash ≈ HK$12.36M (deposit + AVD stamp duty HK$968,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,329
−HK$3,909/mo
▼ 0.25% · 3.875%
HK$64,268
−HK$1,970/mo
Today · 4.125%
HK$66,238
baseline
▲ 0.50% · 4.625%
HK$70,268
+HK$4,030/mo
Deposit HK$9.11M · loan HK$13.67M · min. income ≈ HK$132,476/mo (50% DSR)
Upfront cash ≈ HK$10.08M (deposit + AVD stamp duty HK$968,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,340
−HK$3,747/mo
▼ 0.25% · 3.875%
HK$71,200
−HK$1,887/mo
Today · 4.125%
HK$73,087
baseline
▲ 0.50% · 4.625%
HK$76,939
+HK$3,852/mo
Deposit HK$9.11M · loan HK$13.67M · min. income ≈ HK$146,174/mo (50% DSR)
Upfront cash ≈ HK$10.08M (deposit + AVD stamp duty HK$968,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,717
−HK$4,560/mo
▼ 0.25% · 3.875%
HK$74,979
−HK$2,298/mo
Today · 4.125%
HK$77,277
baseline
▲ 0.50% · 4.625%
HK$81,979
+HK$4,702/mo
Deposit HK$6.83M · loan HK$15.94M · min. income ≈ HK$154,554/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$968,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,897
−HK$4,371/mo
▼ 0.25% · 3.875%
HK$83,067
−HK$2,201/mo
Today · 4.125%
HK$85,268
baseline
▲ 0.50% · 4.625%
HK$89,762
+HK$4,494/mo
Deposit HK$6.83M · loan HK$15.94M · min. income ≈ HK$170,536/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$968,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,494
−HK$5,862/mo
▼ 0.25% · 3.875%
HK$96,402
−HK$2,954/mo
Today · 4.125%
HK$99,356
baseline
▲ 0.50% · 4.625%
HK$105,402
+HK$6,046/mo
Deposit HK$2.28M · loan HK$20.50M · min. income ≈ HK$198,712/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$968,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,011
−HK$5,619/mo
▼ 0.25% · 3.875%
HK$106,800
−HK$2,830/mo
Today · 4.125%
HK$109,630
baseline
▲ 0.50% · 4.625%
HK$115,409
+HK$5,779/mo
Deposit HK$2.28M · loan HK$20.50M · min. income ≈ HK$219,260/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$968,087 · Scale 2, in force from 26 Feb 2026)