LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,941
−HK$3,258/mo
▼ 0.25% · 3.875%
HK$53,557
−HK$1,642/mo
Today · 4.125%
HK$55,199
baseline
▲ 0.50% · 4.625%
HK$58,557
+HK$3,358/mo
Deposit HK$11.39M · loan HK$11.39M · min. income ≈ HK$110,398/mo (50% DSR)
Upfront cash ≈ HK$12.36M (deposit + AVD stamp duty HK$968,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,784
−HK$3,122/mo
▼ 0.25% · 3.875%
HK$59,334
−HK$1,572/mo
Today · 4.125%
HK$60,906
baseline
▲ 0.50% · 4.625%
HK$64,117
+HK$3,211/mo
Deposit HK$11.39M · loan HK$11.39M · min. income ≈ HK$121,812/mo (50% DSR)
Upfront cash ≈ HK$12.36M (deposit + AVD stamp duty HK$968,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,330
−HK$3,908/mo
▼ 0.25% · 3.875%
HK$64,268
−HK$1,970/mo
Today · 4.125%
HK$66,238
baseline
▲ 0.50% · 4.625%
HK$70,269
+HK$4,031/mo
Deposit HK$9.11M · loan HK$13.67M · min. income ≈ HK$132,476/mo (50% DSR)
Upfront cash ≈ HK$10.08M (deposit + AVD stamp duty HK$968,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,341
−HK$3,746/mo
▼ 0.25% · 3.875%
HK$71,201
−HK$1,886/mo
Today · 4.125%
HK$73,087
baseline
▲ 0.50% · 4.625%
HK$76,940
+HK$3,853/mo
Deposit HK$9.11M · loan HK$13.67M · min. income ≈ HK$146,174/mo (50% DSR)
Upfront cash ≈ HK$10.08M (deposit + AVD stamp duty HK$968,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,718
−HK$4,560/mo
▼ 0.25% · 3.875%
HK$74,980
−HK$2,298/mo
Today · 4.125%
HK$77,278
baseline
▲ 0.50% · 4.625%
HK$81,980
+HK$4,702/mo
Deposit HK$6.83M · loan HK$15.95M · min. income ≈ HK$154,556/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$968,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,898
−HK$4,371/mo
▼ 0.25% · 3.875%
HK$83,068
−HK$2,201/mo
Today · 4.125%
HK$85,269
baseline
▲ 0.50% · 4.625%
HK$89,763
+HK$4,494/mo
Deposit HK$6.83M · loan HK$15.95M · min. income ≈ HK$170,538/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$968,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,494
−HK$5,863/mo
▼ 0.25% · 3.875%
HK$96,403
−HK$2,954/mo
Today · 4.125%
HK$99,357
baseline
▲ 0.50% · 4.625%
HK$105,403
+HK$6,046/mo
Deposit HK$2.28M · loan HK$20.50M · min. income ≈ HK$198,714/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$968,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,012
−HK$5,619/mo
▼ 0.25% · 3.875%
HK$106,801
−HK$2,830/mo
Today · 4.125%
HK$109,631
baseline
▲ 0.50% · 4.625%
HK$115,410
+HK$5,779/mo
Deposit HK$2.28M · loan HK$20.50M · min. income ≈ HK$219,262/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$968,096 · Scale 2, in force from 26 Feb 2026)