LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,943
−HK$3,257/mo
▼ 0.25% · 3.875%
HK$53,558
−HK$1,642/mo
Today · 4.125%
HK$55,200
baseline
▲ 0.50% · 4.625%
HK$58,559
+HK$3,359/mo
Deposit HK$11.39M · loan HK$11.39M · min. income ≈ HK$110,400/mo (50% DSR)
Upfront cash ≈ HK$12.36M (deposit + AVD stamp duty HK$968,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,786
−HK$3,122/mo
▼ 0.25% · 3.875%
HK$59,335
−HK$1,573/mo
Today · 4.125%
HK$60,908
baseline
▲ 0.50% · 4.625%
HK$64,118
+HK$3,210/mo
Deposit HK$11.39M · loan HK$11.39M · min. income ≈ HK$121,816/mo (50% DSR)
Upfront cash ≈ HK$12.36M (deposit + AVD stamp duty HK$968,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,331
−HK$3,909/mo
▼ 0.25% · 3.875%
HK$64,270
−HK$1,970/mo
Today · 4.125%
HK$66,240
baseline
▲ 0.50% · 4.625%
HK$70,270
+HK$4,030/mo
Deposit HK$9.11M · loan HK$13.67M · min. income ≈ HK$132,480/mo (50% DSR)
Upfront cash ≈ HK$10.08M (deposit + AVD stamp duty HK$968,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,343
−HK$3,746/mo
▼ 0.25% · 3.875%
HK$71,202
−HK$1,887/mo
Today · 4.125%
HK$73,089
baseline
▲ 0.50% · 4.625%
HK$76,942
+HK$3,853/mo
Deposit HK$9.11M · loan HK$13.67M · min. income ≈ HK$146,178/mo (50% DSR)
Upfront cash ≈ HK$10.08M (deposit + AVD stamp duty HK$968,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,720
−HK$4,560/mo
▼ 0.25% · 3.875%
HK$74,982
−HK$2,298/mo
Today · 4.125%
HK$77,280
baseline
▲ 0.50% · 4.625%
HK$81,982
+HK$4,702/mo
Deposit HK$6.83M · loan HK$15.95M · min. income ≈ HK$154,560/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$968,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,900
−HK$4,371/mo
▼ 0.25% · 3.875%
HK$83,069
−HK$2,202/mo
Today · 4.125%
HK$85,271
baseline
▲ 0.50% · 4.625%
HK$89,765
+HK$4,494/mo
Deposit HK$6.83M · loan HK$15.95M · min. income ≈ HK$170,542/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$968,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,497
−HK$5,863/mo
▼ 0.25% · 3.875%
HK$96,405
−HK$2,955/mo
Today · 4.125%
HK$99,360
baseline
▲ 0.50% · 4.625%
HK$105,405
+HK$6,045/mo
Deposit HK$2.28M · loan HK$20.50M · min. income ≈ HK$198,720/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$968,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,014
−HK$5,620/mo
▼ 0.25% · 3.875%
HK$106,804
−HK$2,830/mo
Today · 4.125%
HK$109,634
baseline
▲ 0.50% · 4.625%
HK$115,412
+HK$5,778/mo
Deposit HK$2.28M · loan HK$20.50M · min. income ≈ HK$219,268/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$968,119 · Scale 2, in force from 26 Feb 2026)