LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,944
−HK$3,257/mo
▼ 0.25% · 3.875%
HK$53,559
−HK$1,642/mo
Today · 4.125%
HK$55,201
baseline
▲ 0.50% · 4.625%
HK$58,560
+HK$3,359/mo
Deposit HK$11.39M · loan HK$11.39M · min. income ≈ HK$110,402/mo (50% DSR)
Upfront cash ≈ HK$12.36M (deposit + AVD stamp duty HK$968,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,787
−HK$3,122/mo
▼ 0.25% · 3.875%
HK$59,337
−HK$1,572/mo
Today · 4.125%
HK$60,909
baseline
▲ 0.50% · 4.625%
HK$64,119
+HK$3,210/mo
Deposit HK$11.39M · loan HK$11.39M · min. income ≈ HK$121,818/mo (50% DSR)
Upfront cash ≈ HK$12.36M (deposit + AVD stamp duty HK$968,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,332
−HK$3,909/mo
▼ 0.25% · 3.875%
HK$64,271
−HK$1,970/mo
Today · 4.125%
HK$66,241
baseline
▲ 0.50% · 4.625%
HK$70,272
+HK$4,031/mo
Deposit HK$9.11M · loan HK$13.67M · min. income ≈ HK$132,482/mo (50% DSR)
Upfront cash ≈ HK$10.08M (deposit + AVD stamp duty HK$968,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,344
−HK$3,747/mo
▼ 0.25% · 3.875%
HK$71,204
−HK$1,887/mo
Today · 4.125%
HK$73,091
baseline
▲ 0.50% · 4.625%
HK$76,943
+HK$3,852/mo
Deposit HK$9.11M · loan HK$13.67M · min. income ≈ HK$146,182/mo (50% DSR)
Upfront cash ≈ HK$10.08M (deposit + AVD stamp duty HK$968,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,721
−HK$4,560/mo
▼ 0.25% · 3.875%
HK$74,983
−HK$2,298/mo
Today · 4.125%
HK$77,281
baseline
▲ 0.50% · 4.625%
HK$81,984
+HK$4,703/mo
Deposit HK$6.83M · loan HK$15.95M · min. income ≈ HK$154,562/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$968,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,901
−HK$4,371/mo
▼ 0.25% · 3.875%
HK$83,071
−HK$2,201/mo
Today · 4.125%
HK$85,272
baseline
▲ 0.50% · 4.625%
HK$89,767
+HK$4,495/mo
Deposit HK$6.83M · loan HK$15.95M · min. income ≈ HK$170,544/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$968,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,499
−HK$5,863/mo
▼ 0.25% · 3.875%
HK$96,407
−HK$2,955/mo
Today · 4.125%
HK$99,362
baseline
▲ 0.50% · 4.625%
HK$105,408
+HK$6,046/mo
Deposit HK$2.28M · loan HK$20.50M · min. income ≈ HK$198,724/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$968,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,016
−HK$5,620/mo
▼ 0.25% · 3.875%
HK$106,806
−HK$2,830/mo
Today · 4.125%
HK$109,636
baseline
▲ 0.50% · 4.625%
HK$115,415
+HK$5,779/mo
Deposit HK$2.28M · loan HK$20.50M · min. income ≈ HK$219,272/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$968,139 · Scale 2, in force from 26 Feb 2026)