LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,945
−HK$3,258/mo
▼ 0.25% · 3.875%
HK$53,561
−HK$1,642/mo
Today · 4.125%
HK$55,203
baseline
▲ 0.50% · 4.625%
HK$58,562
+HK$3,359/mo
Deposit HK$11.39M · loan HK$11.39M · min. income ≈ HK$110,406/mo (50% DSR)
Upfront cash ≈ HK$12.36M (deposit + AVD stamp duty HK$968,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,789
−HK$3,122/mo
▼ 0.25% · 3.875%
HK$59,339
−HK$1,572/mo
Today · 4.125%
HK$60,911
baseline
▲ 0.50% · 4.625%
HK$64,122
+HK$3,211/mo
Deposit HK$11.39M · loan HK$11.39M · min. income ≈ HK$121,822/mo (50% DSR)
Upfront cash ≈ HK$12.36M (deposit + AVD stamp duty HK$968,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,334
−HK$3,909/mo
▼ 0.25% · 3.875%
HK$64,273
−HK$1,970/mo
Today · 4.125%
HK$66,243
baseline
▲ 0.50% · 4.625%
HK$70,274
+HK$4,031/mo
Deposit HK$9.11M · loan HK$13.67M · min. income ≈ HK$132,486/mo (50% DSR)
Upfront cash ≈ HK$10.08M (deposit + AVD stamp duty HK$968,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,346
−HK$3,747/mo
▼ 0.25% · 3.875%
HK$71,206
−HK$1,887/mo
Today · 4.125%
HK$73,093
baseline
▲ 0.50% · 4.625%
HK$76,946
+HK$3,853/mo
Deposit HK$9.11M · loan HK$13.67M · min. income ≈ HK$146,186/mo (50% DSR)
Upfront cash ≈ HK$10.08M (deposit + AVD stamp duty HK$968,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,724
−HK$4,560/mo
▼ 0.25% · 3.875%
HK$74,986
−HK$2,298/mo
Today · 4.125%
HK$77,284
baseline
▲ 0.50% · 4.625%
HK$81,987
+HK$4,703/mo
Deposit HK$6.83M · loan HK$15.95M · min. income ≈ HK$154,568/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$968,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,904
−HK$4,371/mo
▼ 0.25% · 3.875%
HK$83,074
−HK$2,201/mo
Today · 4.125%
HK$85,275
baseline
▲ 0.50% · 4.625%
HK$89,770
+HK$4,495/mo
Deposit HK$6.83M · loan HK$15.95M · min. income ≈ HK$170,550/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$968,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,502
−HK$5,863/mo
▼ 0.25% · 3.875%
HK$96,410
−HK$2,955/mo
Today · 4.125%
HK$99,365
baseline
▲ 0.50% · 4.625%
HK$105,411
+HK$6,046/mo
Deposit HK$2.28M · loan HK$20.50M · min. income ≈ HK$198,730/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$968,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,020
−HK$5,620/mo
▼ 0.25% · 3.875%
HK$106,809
−HK$2,831/mo
Today · 4.125%
HK$109,640
baseline
▲ 0.50% · 4.625%
HK$115,419
+HK$5,779/mo
Deposit HK$2.28M · loan HK$20.50M · min. income ≈ HK$219,280/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$968,172 · Scale 2, in force from 26 Feb 2026)