LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,949
−HK$3,258/mo
▼ 0.25% · 3.875%
HK$53,565
−HK$1,642/mo
Today · 4.125%
HK$55,207
baseline
▲ 0.50% · 4.625%
HK$58,566
+HK$3,359/mo
Deposit HK$11.39M · loan HK$11.39M · min. income ≈ HK$110,414/mo (50% DSR)
Upfront cash ≈ HK$12.36M (deposit + AVD stamp duty HK$968,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,793
−HK$3,122/mo
▼ 0.25% · 3.875%
HK$59,343
−HK$1,572/mo
Today · 4.125%
HK$60,915
baseline
▲ 0.50% · 4.625%
HK$64,126
+HK$3,211/mo
Deposit HK$11.39M · loan HK$11.39M · min. income ≈ HK$121,830/mo (50% DSR)
Upfront cash ≈ HK$12.36M (deposit + AVD stamp duty HK$968,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,339
−HK$3,909/mo
▼ 0.25% · 3.875%
HK$64,278
−HK$1,970/mo
Today · 4.125%
HK$66,248
baseline
▲ 0.50% · 4.625%
HK$70,279
+HK$4,031/mo
Deposit HK$9.11M · loan HK$13.67M · min. income ≈ HK$132,496/mo (50% DSR)
Upfront cash ≈ HK$10.08M (deposit + AVD stamp duty HK$968,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,352
−HK$3,747/mo
▼ 0.25% · 3.875%
HK$71,212
−HK$1,887/mo
Today · 4.125%
HK$73,099
baseline
▲ 0.50% · 4.625%
HK$76,952
+HK$3,853/mo
Deposit HK$9.11M · loan HK$13.67M · min. income ≈ HK$146,198/mo (50% DSR)
Upfront cash ≈ HK$10.08M (deposit + AVD stamp duty HK$968,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,729
−HK$4,561/mo
▼ 0.25% · 3.875%
HK$74,991
−HK$2,299/mo
Today · 4.125%
HK$77,290
baseline
▲ 0.50% · 4.625%
HK$81,993
+HK$4,703/mo
Deposit HK$6.83M · loan HK$15.95M · min. income ≈ HK$154,580/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$968,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,910
−HK$4,372/mo
▼ 0.25% · 3.875%
HK$83,080
−HK$2,202/mo
Today · 4.125%
HK$85,282
baseline
▲ 0.50% · 4.625%
HK$89,777
+HK$4,495/mo
Deposit HK$6.83M · loan HK$15.95M · min. income ≈ HK$170,564/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$968,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,509
−HK$5,864/mo
▼ 0.25% · 3.875%
HK$96,417
−HK$2,956/mo
Today · 4.125%
HK$99,373
baseline
▲ 0.50% · 4.625%
HK$105,419
+HK$6,046/mo
Deposit HK$2.28M · loan HK$20.50M · min. income ≈ HK$198,746/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$968,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,028
−HK$5,620/mo
▼ 0.25% · 3.875%
HK$106,817
−HK$2,831/mo
Today · 4.125%
HK$109,648
baseline
▲ 0.50% · 4.625%
HK$115,427
+HK$5,779/mo
Deposit HK$2.28M · loan HK$20.50M · min. income ≈ HK$219,296/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$968,245 · Scale 2, in force from 26 Feb 2026)