LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,952
−HK$3,258/mo
▼ 0.25% · 3.875%
HK$53,568
−HK$1,642/mo
Today · 4.125%
HK$55,210
baseline
▲ 0.50% · 4.625%
HK$58,569
+HK$3,359/mo
Deposit HK$11.39M · loan HK$11.39M · min. income ≈ HK$110,420/mo (50% DSR)
Upfront cash ≈ HK$12.36M (deposit + AVD stamp duty HK$968,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,796
−HK$3,122/mo
▼ 0.25% · 3.875%
HK$59,346
−HK$1,572/mo
Today · 4.125%
HK$60,918
baseline
▲ 0.50% · 4.625%
HK$64,129
+HK$3,211/mo
Deposit HK$11.39M · loan HK$11.39M · min. income ≈ HK$121,836/mo (50% DSR)
Upfront cash ≈ HK$12.36M (deposit + AVD stamp duty HK$968,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,342
−HK$3,909/mo
▼ 0.25% · 3.875%
HK$64,281
−HK$1,970/mo
Today · 4.125%
HK$66,251
baseline
▲ 0.50% · 4.625%
HK$70,283
+HK$4,032/mo
Deposit HK$9.11M · loan HK$13.67M · min. income ≈ HK$132,502/mo (50% DSR)
Upfront cash ≈ HK$10.08M (deposit + AVD stamp duty HK$968,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,355
−HK$3,747/mo
▼ 0.25% · 3.875%
HK$71,215
−HK$1,887/mo
Today · 4.125%
HK$73,102
baseline
▲ 0.50% · 4.625%
HK$76,955
+HK$3,853/mo
Deposit HK$9.11M · loan HK$13.67M · min. income ≈ HK$146,204/mo (50% DSR)
Upfront cash ≈ HK$10.08M (deposit + AVD stamp duty HK$968,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,732
−HK$4,561/mo
▼ 0.25% · 3.875%
HK$74,995
−HK$2,298/mo
Today · 4.125%
HK$77,293
baseline
▲ 0.50% · 4.625%
HK$81,996
+HK$4,703/mo
Deposit HK$6.83M · loan HK$15.95M · min. income ≈ HK$154,586/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$968,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,914
−HK$4,372/mo
▼ 0.25% · 3.875%
HK$83,084
−HK$2,202/mo
Today · 4.125%
HK$85,286
baseline
▲ 0.50% · 4.625%
HK$89,781
+HK$4,495/mo
Deposit HK$6.83M · loan HK$15.95M · min. income ≈ HK$170,572/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$968,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,513
−HK$5,864/mo
▼ 0.25% · 3.875%
HK$96,422
−HK$2,955/mo
Today · 4.125%
HK$99,377
baseline
▲ 0.50% · 4.625%
HK$105,424
+HK$6,047/mo
Deposit HK$2.28M · loan HK$20.50M · min. income ≈ HK$198,754/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$968,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,032
−HK$5,621/mo
▼ 0.25% · 3.875%
HK$106,822
−HK$2,831/mo
Today · 4.125%
HK$109,653
baseline
▲ 0.50% · 4.625%
HK$115,433
+HK$5,780/mo
Deposit HK$2.28M · loan HK$20.50M · min. income ≈ HK$219,306/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$968,290 · Scale 2, in force from 26 Feb 2026)