LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,952
−HK$3,258/mo
▼ 0.25% · 3.875%
HK$53,568
−HK$1,642/mo
Today · 4.125%
HK$55,210
baseline
▲ 0.50% · 4.625%
HK$58,569
+HK$3,359/mo
Deposit HK$11.39M · loan HK$11.39M · min. income ≈ HK$110,420/mo (50% DSR)
Upfront cash ≈ HK$12.36M (deposit + AVD stamp duty HK$968,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,796
−HK$3,123/mo
▼ 0.25% · 3.875%
HK$59,346
−HK$1,573/mo
Today · 4.125%
HK$60,919
baseline
▲ 0.50% · 4.625%
HK$64,130
+HK$3,211/mo
Deposit HK$11.39M · loan HK$11.39M · min. income ≈ HK$121,838/mo (50% DSR)
Upfront cash ≈ HK$12.36M (deposit + AVD stamp duty HK$968,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,343
−HK$3,909/mo
▼ 0.25% · 3.875%
HK$64,282
−HK$1,970/mo
Today · 4.125%
HK$66,252
baseline
▲ 0.50% · 4.625%
HK$70,283
+HK$4,031/mo
Deposit HK$9.11M · loan HK$13.67M · min. income ≈ HK$132,504/mo (50% DSR)
Upfront cash ≈ HK$10.08M (deposit + AVD stamp duty HK$968,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,355
−HK$3,747/mo
▼ 0.25% · 3.875%
HK$71,216
−HK$1,886/mo
Today · 4.125%
HK$73,102
baseline
▲ 0.50% · 4.625%
HK$76,956
+HK$3,854/mo
Deposit HK$9.11M · loan HK$13.67M · min. income ≈ HK$146,204/mo (50% DSR)
Upfront cash ≈ HK$10.08M (deposit + AVD stamp duty HK$968,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,733
−HK$4,561/mo
▼ 0.25% · 3.875%
HK$74,995
−HK$2,299/mo
Today · 4.125%
HK$77,294
baseline
▲ 0.50% · 4.625%
HK$81,997
+HK$4,703/mo
Deposit HK$6.84M · loan HK$15.95M · min. income ≈ HK$154,588/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$968,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,915
−HK$4,371/mo
▼ 0.25% · 3.875%
HK$83,085
−HK$2,201/mo
Today · 4.125%
HK$85,286
baseline
▲ 0.50% · 4.625%
HK$89,782
+HK$4,496/mo
Deposit HK$6.84M · loan HK$15.95M · min. income ≈ HK$170,572/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$968,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,514
−HK$5,864/mo
▼ 0.25% · 3.875%
HK$96,423
−HK$2,955/mo
Today · 4.125%
HK$99,378
baseline
▲ 0.50% · 4.625%
HK$105,425
+HK$6,047/mo
Deposit HK$2.28M · loan HK$20.51M · min. income ≈ HK$198,756/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$968,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,033
−HK$5,621/mo
▼ 0.25% · 3.875%
HK$106,823
−HK$2,831/mo
Today · 4.125%
HK$109,654
baseline
▲ 0.50% · 4.625%
HK$115,434
+HK$5,780/mo
Deposit HK$2.28M · loan HK$20.51M · min. income ≈ HK$219,308/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$968,297 · Scale 2, in force from 26 Feb 2026)