LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,953
−HK$3,258/mo
▼ 0.25% · 3.875%
HK$53,569
−HK$1,642/mo
Today · 4.125%
HK$55,211
baseline
▲ 0.50% · 4.625%
HK$58,570
+HK$3,359/mo
Deposit HK$11.39M · loan HK$11.39M · min. income ≈ HK$110,422/mo (50% DSR)
Upfront cash ≈ HK$12.36M (deposit + AVD stamp duty HK$968,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,797
−HK$3,123/mo
▼ 0.25% · 3.875%
HK$59,347
−HK$1,573/mo
Today · 4.125%
HK$60,920
baseline
▲ 0.50% · 4.625%
HK$64,131
+HK$3,211/mo
Deposit HK$11.39M · loan HK$11.39M · min. income ≈ HK$121,840/mo (50% DSR)
Upfront cash ≈ HK$12.36M (deposit + AVD stamp duty HK$968,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,343
−HK$3,910/mo
▼ 0.25% · 3.875%
HK$64,283
−HK$1,970/mo
Today · 4.125%
HK$66,253
baseline
▲ 0.50% · 4.625%
HK$70,284
+HK$4,031/mo
Deposit HK$9.11M · loan HK$13.67M · min. income ≈ HK$132,506/mo (50% DSR)
Upfront cash ≈ HK$10.08M (deposit + AVD stamp duty HK$968,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,356
−HK$3,748/mo
▼ 0.25% · 3.875%
HK$71,217
−HK$1,887/mo
Today · 4.125%
HK$73,104
baseline
▲ 0.50% · 4.625%
HK$76,957
+HK$3,853/mo
Deposit HK$9.11M · loan HK$13.67M · min. income ≈ HK$146,208/mo (50% DSR)
Upfront cash ≈ HK$10.08M (deposit + AVD stamp duty HK$968,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,734
−HK$4,561/mo
▼ 0.25% · 3.875%
HK$74,996
−HK$2,299/mo
Today · 4.125%
HK$77,295
baseline
▲ 0.50% · 4.625%
HK$81,998
+HK$4,703/mo
Deposit HK$6.84M · loan HK$15.95M · min. income ≈ HK$154,590/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$968,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,916
−HK$4,372/mo
▼ 0.25% · 3.875%
HK$83,086
−HK$2,202/mo
Today · 4.125%
HK$85,288
baseline
▲ 0.50% · 4.625%
HK$89,783
+HK$4,495/mo
Deposit HK$6.84M · loan HK$15.95M · min. income ≈ HK$170,576/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$968,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,515
−HK$5,864/mo
▼ 0.25% · 3.875%
HK$96,424
−HK$2,955/mo
Today · 4.125%
HK$99,379
baseline
▲ 0.50% · 4.625%
HK$105,426
+HK$6,047/mo
Deposit HK$2.28M · loan HK$20.51M · min. income ≈ HK$198,758/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$968,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,035
−HK$5,620/mo
▼ 0.25% · 3.875%
HK$106,825
−HK$2,830/mo
Today · 4.125%
HK$109,655
baseline
▲ 0.50% · 4.625%
HK$115,435
+HK$5,780/mo
Deposit HK$2.28M · loan HK$20.51M · min. income ≈ HK$219,310/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$968,312 · Scale 2, in force from 26 Feb 2026)