LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,954
−HK$3,257/mo
▼ 0.25% · 3.875%
HK$53,570
−HK$1,641/mo
Today · 4.125%
HK$55,211
baseline
▲ 0.50% · 4.625%
HK$58,571
+HK$3,360/mo
Deposit HK$11.39M · loan HK$11.39M · min. income ≈ HK$110,422/mo (50% DSR)
Upfront cash ≈ HK$12.36M (deposit + AVD stamp duty HK$968,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,798
−HK$3,122/mo
▼ 0.25% · 3.875%
HK$59,348
−HK$1,572/mo
Today · 4.125%
HK$60,920
baseline
▲ 0.50% · 4.625%
HK$64,132
+HK$3,212/mo
Deposit HK$11.39M · loan HK$11.39M · min. income ≈ HK$121,840/mo (50% DSR)
Upfront cash ≈ HK$12.36M (deposit + AVD stamp duty HK$968,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,344
−HK$3,910/mo
▼ 0.25% · 3.875%
HK$64,284
−HK$1,970/mo
Today · 4.125%
HK$66,254
baseline
▲ 0.50% · 4.625%
HK$70,285
+HK$4,031/mo
Deposit HK$9.11M · loan HK$13.67M · min. income ≈ HK$132,508/mo (50% DSR)
Upfront cash ≈ HK$10.08M (deposit + AVD stamp duty HK$968,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,357
−HK$3,748/mo
▼ 0.25% · 3.875%
HK$71,217
−HK$1,888/mo
Today · 4.125%
HK$73,105
baseline
▲ 0.50% · 4.625%
HK$76,958
+HK$3,853/mo
Deposit HK$9.11M · loan HK$13.67M · min. income ≈ HK$146,210/mo (50% DSR)
Upfront cash ≈ HK$10.08M (deposit + AVD stamp duty HK$968,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,735
−HK$4,561/mo
▼ 0.25% · 3.875%
HK$74,997
−HK$2,299/mo
Today · 4.125%
HK$77,296
baseline
▲ 0.50% · 4.625%
HK$81,999
+HK$4,703/mo
Deposit HK$6.84M · loan HK$15.95M · min. income ≈ HK$154,592/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$968,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,917
−HK$4,372/mo
▼ 0.25% · 3.875%
HK$83,087
−HK$2,202/mo
Today · 4.125%
HK$85,289
baseline
▲ 0.50% · 4.625%
HK$89,784
+HK$4,495/mo
Deposit HK$6.84M · loan HK$15.95M · min. income ≈ HK$170,578/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$968,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,516
−HK$5,865/mo
▼ 0.25% · 3.875%
HK$96,425
−HK$2,956/mo
Today · 4.125%
HK$99,381
baseline
▲ 0.50% · 4.625%
HK$105,428
+HK$6,047/mo
Deposit HK$2.28M · loan HK$20.51M · min. income ≈ HK$198,762/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$968,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,036
−HK$5,621/mo
▼ 0.25% · 3.875%
HK$106,826
−HK$2,831/mo
Today · 4.125%
HK$109,657
baseline
▲ 0.50% · 4.625%
HK$115,437
+HK$5,780/mo
Deposit HK$2.28M · loan HK$20.51M · min. income ≈ HK$219,314/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$968,324 · Scale 2, in force from 26 Feb 2026)