LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,957
−HK$3,258/mo
▼ 0.25% · 3.875%
HK$53,573
−HK$1,642/mo
Today · 4.125%
HK$55,215
baseline
▲ 0.50% · 4.625%
HK$58,575
+HK$3,360/mo
Deposit HK$11.39M · loan HK$11.39M · min. income ≈ HK$110,430/mo (50% DSR)
Upfront cash ≈ HK$12.36M (deposit + AVD stamp duty HK$968,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,802
−HK$3,123/mo
▼ 0.25% · 3.875%
HK$59,352
−HK$1,573/mo
Today · 4.125%
HK$60,925
baseline
▲ 0.50% · 4.625%
HK$64,136
+HK$3,211/mo
Deposit HK$11.39M · loan HK$11.39M · min. income ≈ HK$121,850/mo (50% DSR)
Upfront cash ≈ HK$12.36M (deposit + AVD stamp duty HK$968,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,349
−HK$3,909/mo
▼ 0.25% · 3.875%
HK$64,288
−HK$1,970/mo
Today · 4.125%
HK$66,258
baseline
▲ 0.50% · 4.625%
HK$70,290
+HK$4,032/mo
Deposit HK$9.11M · loan HK$13.67M · min. income ≈ HK$132,516/mo (50% DSR)
Upfront cash ≈ HK$10.08M (deposit + AVD stamp duty HK$968,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,362
−HK$3,748/mo
▼ 0.25% · 3.875%
HK$71,223
−HK$1,887/mo
Today · 4.125%
HK$73,110
baseline
▲ 0.50% · 4.625%
HK$76,963
+HK$3,853/mo
Deposit HK$9.11M · loan HK$13.67M · min. income ≈ HK$146,220/mo (50% DSR)
Upfront cash ≈ HK$10.08M (deposit + AVD stamp duty HK$968,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,740
−HK$4,562/mo
▼ 0.25% · 3.875%
HK$75,003
−HK$2,299/mo
Today · 4.125%
HK$77,302
baseline
▲ 0.50% · 4.625%
HK$82,005
+HK$4,703/mo
Deposit HK$6.84M · loan HK$15.95M · min. income ≈ HK$154,604/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$968,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,923
−HK$4,372/mo
▼ 0.25% · 3.875%
HK$83,093
−HK$2,202/mo
Today · 4.125%
HK$85,295
baseline
▲ 0.50% · 4.625%
HK$89,791
+HK$4,496/mo
Deposit HK$6.84M · loan HK$15.95M · min. income ≈ HK$170,590/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$968,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,523
−HK$5,865/mo
▼ 0.25% · 3.875%
HK$96,432
−HK$2,956/mo
Today · 4.125%
HK$99,388
baseline
▲ 0.50% · 4.625%
HK$105,435
+HK$6,047/mo
Deposit HK$2.28M · loan HK$20.51M · min. income ≈ HK$198,776/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$968,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,043
−HK$5,622/mo
▼ 0.25% · 3.875%
HK$106,834
−HK$2,831/mo
Today · 4.125%
HK$109,665
baseline
▲ 0.50% · 4.625%
HK$115,445
+HK$5,780/mo
Deposit HK$2.28M · loan HK$20.51M · min. income ≈ HK$219,330/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$968,392 · Scale 2, in force from 26 Feb 2026)