LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,958
−HK$3,259/mo
▼ 0.25% · 3.875%
HK$53,575
−HK$1,642/mo
Today · 4.125%
HK$55,217
baseline
▲ 0.50% · 4.625%
HK$58,576
+HK$3,359/mo
Deposit HK$11.39M · loan HK$11.39M · min. income ≈ HK$110,434/mo (50% DSR)
Upfront cash ≈ HK$12.36M (deposit + AVD stamp duty HK$968,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,803
−HK$3,123/mo
▼ 0.25% · 3.875%
HK$59,353
−HK$1,573/mo
Today · 4.125%
HK$60,926
baseline
▲ 0.50% · 4.625%
HK$64,138
+HK$3,212/mo
Deposit HK$11.39M · loan HK$11.39M · min. income ≈ HK$121,852/mo (50% DSR)
Upfront cash ≈ HK$12.36M (deposit + AVD stamp duty HK$968,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,350
−HK$3,910/mo
▼ 0.25% · 3.875%
HK$64,289
−HK$1,971/mo
Today · 4.125%
HK$66,260
baseline
▲ 0.50% · 4.625%
HK$70,292
+HK$4,032/mo
Deposit HK$9.11M · loan HK$13.67M · min. income ≈ HK$132,520/mo (50% DSR)
Upfront cash ≈ HK$10.08M (deposit + AVD stamp duty HK$968,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,364
−HK$3,747/mo
▼ 0.25% · 3.875%
HK$71,224
−HK$1,887/mo
Today · 4.125%
HK$73,111
baseline
▲ 0.50% · 4.625%
HK$76,965
+HK$3,854/mo
Deposit HK$9.11M · loan HK$13.67M · min. income ≈ HK$146,222/mo (50% DSR)
Upfront cash ≈ HK$10.08M (deposit + AVD stamp duty HK$968,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,742
−HK$4,561/mo
▼ 0.25% · 3.875%
HK$75,004
−HK$2,299/mo
Today · 4.125%
HK$77,303
baseline
▲ 0.50% · 4.625%
HK$82,007
+HK$4,704/mo
Deposit HK$6.84M · loan HK$15.95M · min. income ≈ HK$154,606/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$968,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,924
−HK$4,372/mo
▼ 0.25% · 3.875%
HK$83,095
−HK$2,201/mo
Today · 4.125%
HK$85,296
baseline
▲ 0.50% · 4.625%
HK$89,793
+HK$4,497/mo
Deposit HK$6.84M · loan HK$15.95M · min. income ≈ HK$170,592/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$968,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,525
−HK$5,865/mo
▼ 0.25% · 3.875%
HK$96,434
−HK$2,956/mo
Today · 4.125%
HK$99,390
baseline
▲ 0.50% · 4.625%
HK$105,437
+HK$6,047/mo
Deposit HK$2.28M · loan HK$20.51M · min. income ≈ HK$198,780/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$968,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,046
−HK$5,621/mo
▼ 0.25% · 3.875%
HK$106,836
−HK$2,831/mo
Today · 4.125%
HK$109,667
baseline
▲ 0.50% · 4.625%
HK$115,448
+HK$5,781/mo
Deposit HK$2.28M · loan HK$20.51M · min. income ≈ HK$219,334/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$968,413 · Scale 2, in force from 26 Feb 2026)