LTV · monthly repayment
▼ 0.50% · 3.625%
HK$519,590
−HK$32,583/mo
▼ 0.25% · 3.875%
HK$535,752
−HK$16,421/mo
Today · 4.125%
HK$552,173
baseline
▲ 0.50% · 4.625%
HK$585,771
+HK$33,598/mo
Deposit HK$113.93M · loan HK$113.93M · min. income ≈ HK$1,104,346/mo (50% DSR)
Upfront cash ≈ HK$128.74M (deposit + AVD stamp duty HK$14,811,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$578,039
−HK$31,229/mo
▼ 0.25% · 3.875%
HK$593,541
−HK$15,727/mo
Today · 4.125%
HK$609,268
baseline
▲ 0.50% · 4.625%
HK$641,384
+HK$32,116/mo
Deposit HK$113.93M · loan HK$113.93M · min. income ≈ HK$1,218,536/mo (50% DSR)
Upfront cash ≈ HK$128.74M (deposit + AVD stamp duty HK$14,811,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$623,508
−HK$39,100/mo
▼ 0.25% · 3.875%
HK$642,903
−HK$19,705/mo
Today · 4.125%
HK$662,608
baseline
▲ 0.50% · 4.625%
HK$702,926
+HK$40,318/mo
Deposit HK$91.15M · loan HK$136.72M · min. income ≈ HK$1,325,216/mo (50% DSR)
Upfront cash ≈ HK$105.96M (deposit + AVD stamp duty HK$14,811,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$693,646
−HK$37,476/mo
▼ 0.25% · 3.875%
HK$712,250
−HK$18,872/mo
Today · 4.125%
HK$731,122
baseline
▲ 0.50% · 4.625%
HK$769,661
+HK$38,539/mo
Deposit HK$91.15M · loan HK$136.72M · min. income ≈ HK$1,462,244/mo (50% DSR)
Upfront cash ≈ HK$105.96M (deposit + AVD stamp duty HK$14,811,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$727,426
−HK$45,616/mo
▼ 0.25% · 3.875%
HK$750,053
−HK$22,989/mo
Today · 4.125%
HK$773,042
baseline
▲ 0.50% · 4.625%
HK$820,080
+HK$47,038/mo
Deposit HK$68.36M · loan HK$159.51M · min. income ≈ HK$1,546,084/mo (50% DSR)
Upfront cash ≈ HK$83.17M (deposit + AVD stamp duty HK$14,811,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$809,254
−HK$43,722/mo
▼ 0.25% · 3.875%
HK$830,958
−HK$22,018/mo
Today · 4.125%
HK$852,976
baseline
▲ 0.50% · 4.625%
HK$897,937
+HK$44,961/mo
Deposit HK$68.36M · loan HK$159.51M · min. income ≈ HK$1,705,952/mo (50% DSR)
Upfront cash ≈ HK$83.17M (deposit + AVD stamp duty HK$14,811,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$935,262
−HK$58,649/mo
▼ 0.25% · 3.875%
HK$964,354
−HK$29,557/mo
Today · 4.125%
HK$993,911
baseline
▲ 0.50% · 4.625%
HK$1,054,388
+HK$60,477/mo
Deposit HK$22.79M · loan HK$205.08M · min. income ≈ HK$1,987,822/mo (50% DSR)
Upfront cash ≈ HK$37.60M (deposit + AVD stamp duty HK$14,811,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,040,470
−HK$56,213/mo
▼ 0.25% · 3.875%
HK$1,068,375
−HK$28,308/mo
Today · 4.125%
HK$1,096,683
baseline
▲ 0.50% · 4.625%
HK$1,154,491
+HK$57,808/mo
Deposit HK$22.79M · loan HK$205.08M · min. income ≈ HK$2,193,366/mo (50% DSR)
Upfront cash ≈ HK$37.60M (deposit + AVD stamp duty HK$14,811,209 · Scale 2, in force from 26 Feb 2026)