LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,959
−HK$3,259/mo
▼ 0.25% · 3.875%
HK$53,576
−HK$1,642/mo
Today · 4.125%
HK$55,218
baseline
▲ 0.50% · 4.625%
HK$58,577
+HK$3,359/mo
Deposit HK$11.39M · loan HK$11.39M · min. income ≈ HK$110,436/mo (50% DSR)
Upfront cash ≈ HK$12.36M (deposit + AVD stamp duty HK$968,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,804
−HK$3,123/mo
▼ 0.25% · 3.875%
HK$59,354
−HK$1,573/mo
Today · 4.125%
HK$60,927
baseline
▲ 0.50% · 4.625%
HK$64,139
+HK$3,212/mo
Deposit HK$11.39M · loan HK$11.39M · min. income ≈ HK$121,854/mo (50% DSR)
Upfront cash ≈ HK$12.36M (deposit + AVD stamp duty HK$968,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,351
−HK$3,910/mo
▼ 0.25% · 3.875%
HK$64,291
−HK$1,970/mo
Today · 4.125%
HK$66,261
baseline
▲ 0.50% · 4.625%
HK$70,293
+HK$4,032/mo
Deposit HK$9.11M · loan HK$13.67M · min. income ≈ HK$132,522/mo (50% DSR)
Upfront cash ≈ HK$10.08M (deposit + AVD stamp duty HK$968,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,365
−HK$3,748/mo
▼ 0.25% · 3.875%
HK$71,225
−HK$1,888/mo
Today · 4.125%
HK$73,113
baseline
▲ 0.50% · 4.625%
HK$76,966
+HK$3,853/mo
Deposit HK$9.11M · loan HK$13.67M · min. income ≈ HK$146,226/mo (50% DSR)
Upfront cash ≈ HK$10.08M (deposit + AVD stamp duty HK$968,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,743
−HK$4,562/mo
▼ 0.25% · 3.875%
HK$75,006
−HK$2,299/mo
Today · 4.125%
HK$77,305
baseline
▲ 0.50% · 4.625%
HK$82,008
+HK$4,703/mo
Deposit HK$6.84M · loan HK$15.95M · min. income ≈ HK$154,610/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$968,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,926
−HK$4,372/mo
▼ 0.25% · 3.875%
HK$83,096
−HK$2,202/mo
Today · 4.125%
HK$85,298
baseline
▲ 0.50% · 4.625%
HK$89,794
+HK$4,496/mo
Deposit HK$6.84M · loan HK$15.95M · min. income ≈ HK$170,596/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$968,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,527
−HK$5,865/mo
▼ 0.25% · 3.875%
HK$96,436
−HK$2,956/mo
Today · 4.125%
HK$99,392
baseline
▲ 0.50% · 4.625%
HK$105,439
+HK$6,047/mo
Deposit HK$2.28M · loan HK$20.51M · min. income ≈ HK$198,784/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$968,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,048
−HK$5,621/mo
▼ 0.25% · 3.875%
HK$106,838
−HK$2,831/mo
Today · 4.125%
HK$109,669
baseline
▲ 0.50% · 4.625%
HK$115,450
+HK$5,781/mo
Deposit HK$2.28M · loan HK$20.51M · min. income ≈ HK$219,338/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$968,431 · Scale 2, in force from 26 Feb 2026)