LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,963
−HK$3,259/mo
▼ 0.25% · 3.875%
HK$53,580
−HK$1,642/mo
Today · 4.125%
HK$55,222
baseline
▲ 0.50% · 4.625%
HK$58,582
+HK$3,360/mo
Deposit HK$11.39M · loan HK$11.39M · min. income ≈ HK$110,444/mo (50% DSR)
Upfront cash ≈ HK$12.36M (deposit + AVD stamp duty HK$968,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,809
−HK$3,123/mo
▼ 0.25% · 3.875%
HK$59,359
−HK$1,573/mo
Today · 4.125%
HK$60,932
baseline
▲ 0.50% · 4.625%
HK$64,144
+HK$3,212/mo
Deposit HK$11.39M · loan HK$11.39M · min. income ≈ HK$121,864/mo (50% DSR)
Upfront cash ≈ HK$12.36M (deposit + AVD stamp duty HK$968,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,356
−HK$3,910/mo
▼ 0.25% · 3.875%
HK$64,296
−HK$1,970/mo
Today · 4.125%
HK$66,266
baseline
▲ 0.50% · 4.625%
HK$70,298
+HK$4,032/mo
Deposit HK$9.12M · loan HK$13.67M · min. income ≈ HK$132,532/mo (50% DSR)
Upfront cash ≈ HK$10.08M (deposit + AVD stamp duty HK$968,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,370
−HK$3,748/mo
▼ 0.25% · 3.875%
HK$71,231
−HK$1,887/mo
Today · 4.125%
HK$73,118
baseline
▲ 0.50% · 4.625%
HK$76,972
+HK$3,854/mo
Deposit HK$9.12M · loan HK$13.67M · min. income ≈ HK$146,236/mo (50% DSR)
Upfront cash ≈ HK$10.08M (deposit + AVD stamp duty HK$968,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,749
−HK$4,562/mo
▼ 0.25% · 3.875%
HK$75,012
−HK$2,299/mo
Today · 4.125%
HK$77,311
baseline
▲ 0.50% · 4.625%
HK$82,015
+HK$4,704/mo
Deposit HK$6.84M · loan HK$15.95M · min. income ≈ HK$154,622/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$968,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,932
−HK$4,373/mo
▼ 0.25% · 3.875%
HK$83,103
−HK$2,202/mo
Today · 4.125%
HK$85,305
baseline
▲ 0.50% · 4.625%
HK$89,801
+HK$4,496/mo
Deposit HK$6.84M · loan HK$15.95M · min. income ≈ HK$170,610/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$968,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,534
−HK$5,865/mo
▼ 0.25% · 3.875%
HK$96,443
−HK$2,956/mo
Today · 4.125%
HK$99,399
baseline
▲ 0.50% · 4.625%
HK$105,448
+HK$6,049/mo
Deposit HK$2.28M · loan HK$20.51M · min. income ≈ HK$198,798/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$968,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,056
−HK$5,621/mo
▼ 0.25% · 3.875%
HK$106,846
−HK$2,831/mo
Today · 4.125%
HK$109,677
baseline
▲ 0.50% · 4.625%
HK$115,459
+HK$5,782/mo
Deposit HK$2.28M · loan HK$20.51M · min. income ≈ HK$219,354/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$968,507 · Scale 2, in force from 26 Feb 2026)