LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,964
−HK$3,259/mo
▼ 0.25% · 3.875%
HK$53,581
−HK$1,642/mo
Today · 4.125%
HK$55,223
baseline
▲ 0.50% · 4.625%
HK$58,583
+HK$3,360/mo
Deposit HK$11.39M · loan HK$11.39M · min. income ≈ HK$110,446/mo (50% DSR)
Upfront cash ≈ HK$12.36M (deposit + AVD stamp duty HK$968,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,810
−HK$3,123/mo
▼ 0.25% · 3.875%
HK$59,360
−HK$1,573/mo
Today · 4.125%
HK$60,933
baseline
▲ 0.50% · 4.625%
HK$64,145
+HK$3,212/mo
Deposit HK$11.39M · loan HK$11.39M · min. income ≈ HK$121,866/mo (50% DSR)
Upfront cash ≈ HK$12.36M (deposit + AVD stamp duty HK$968,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,357
−HK$3,911/mo
▼ 0.25% · 3.875%
HK$64,297
−HK$1,971/mo
Today · 4.125%
HK$66,268
baseline
▲ 0.50% · 4.625%
HK$70,300
+HK$4,032/mo
Deposit HK$9.12M · loan HK$13.67M · min. income ≈ HK$132,536/mo (50% DSR)
Upfront cash ≈ HK$10.08M (deposit + AVD stamp duty HK$968,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,372
−HK$3,748/mo
▼ 0.25% · 3.875%
HK$71,232
−HK$1,888/mo
Today · 4.125%
HK$73,120
baseline
▲ 0.50% · 4.625%
HK$76,974
+HK$3,854/mo
Deposit HK$9.12M · loan HK$13.67M · min. income ≈ HK$146,240/mo (50% DSR)
Upfront cash ≈ HK$10.08M (deposit + AVD stamp duty HK$968,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,750
−HK$4,562/mo
▼ 0.25% · 3.875%
HK$75,013
−HK$2,299/mo
Today · 4.125%
HK$77,312
baseline
▲ 0.50% · 4.625%
HK$82,016
+HK$4,704/mo
Deposit HK$6.84M · loan HK$15.95M · min. income ≈ HK$154,624/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$968,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,934
−HK$4,372/mo
▼ 0.25% · 3.875%
HK$83,104
−HK$2,202/mo
Today · 4.125%
HK$85,306
baseline
▲ 0.50% · 4.625%
HK$89,803
+HK$4,497/mo
Deposit HK$6.84M · loan HK$15.95M · min. income ≈ HK$170,612/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$968,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,536
−HK$5,865/mo
▼ 0.25% · 3.875%
HK$96,445
−HK$2,956/mo
Today · 4.125%
HK$99,401
baseline
▲ 0.50% · 4.625%
HK$105,450
+HK$6,049/mo
Deposit HK$2.28M · loan HK$20.51M · min. income ≈ HK$198,802/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$968,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,058
−HK$5,622/mo
▼ 0.25% · 3.875%
HK$106,848
−HK$2,832/mo
Today · 4.125%
HK$109,680
baseline
▲ 0.50% · 4.625%
HK$115,461
+HK$5,781/mo
Deposit HK$2.28M · loan HK$20.51M · min. income ≈ HK$219,360/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$968,525 · Scale 2, in force from 26 Feb 2026)