LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,966
−HK$3,259/mo
▼ 0.25% · 3.875%
HK$53,582
−HK$1,643/mo
Today · 4.125%
HK$55,225
baseline
▲ 0.50% · 4.625%
HK$58,585
+HK$3,360/mo
Deposit HK$11.39M · loan HK$11.39M · min. income ≈ HK$110,450/mo (50% DSR)
Upfront cash ≈ HK$12.36M (deposit + AVD stamp duty HK$968,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,812
−HK$3,123/mo
▼ 0.25% · 3.875%
HK$59,362
−HK$1,573/mo
Today · 4.125%
HK$60,935
baseline
▲ 0.50% · 4.625%
HK$64,147
+HK$3,212/mo
Deposit HK$11.39M · loan HK$11.39M · min. income ≈ HK$121,870/mo (50% DSR)
Upfront cash ≈ HK$12.36M (deposit + AVD stamp duty HK$968,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,359
−HK$3,911/mo
▼ 0.25% · 3.875%
HK$64,299
−HK$1,971/mo
Today · 4.125%
HK$66,270
baseline
▲ 0.50% · 4.625%
HK$70,302
+HK$4,032/mo
Deposit HK$9.12M · loan HK$13.67M · min. income ≈ HK$132,540/mo (50% DSR)
Upfront cash ≈ HK$10.08M (deposit + AVD stamp duty HK$968,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,374
−HK$3,748/mo
▼ 0.25% · 3.875%
HK$71,235
−HK$1,887/mo
Today · 4.125%
HK$73,122
baseline
▲ 0.50% · 4.625%
HK$76,976
+HK$3,854/mo
Deposit HK$9.12M · loan HK$13.67M · min. income ≈ HK$146,244/mo (50% DSR)
Upfront cash ≈ HK$10.08M (deposit + AVD stamp duty HK$968,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,752
−HK$4,563/mo
▼ 0.25% · 3.875%
HK$75,015
−HK$2,300/mo
Today · 4.125%
HK$77,315
baseline
▲ 0.50% · 4.625%
HK$82,019
+HK$4,704/mo
Deposit HK$6.84M · loan HK$15.95M · min. income ≈ HK$154,630/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$968,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,936
−HK$4,373/mo
▼ 0.25% · 3.875%
HK$83,107
−HK$2,202/mo
Today · 4.125%
HK$85,309
baseline
▲ 0.50% · 4.625%
HK$89,806
+HK$4,497/mo
Deposit HK$6.84M · loan HK$15.95M · min. income ≈ HK$170,618/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$968,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,539
−HK$5,865/mo
▼ 0.25% · 3.875%
HK$96,448
−HK$2,956/mo
Today · 4.125%
HK$99,404
baseline
▲ 0.50% · 4.625%
HK$105,453
+HK$6,049/mo
Deposit HK$2.28M · loan HK$20.51M · min. income ≈ HK$198,808/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$968,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,061
−HK$5,622/mo
▼ 0.25% · 3.875%
HK$106,852
−HK$2,831/mo
Today · 4.125%
HK$109,683
baseline
▲ 0.50% · 4.625%
HK$115,465
+HK$5,782/mo
Deposit HK$2.28M · loan HK$20.51M · min. income ≈ HK$219,366/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$968,556 · Scale 2, in force from 26 Feb 2026)