LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,967
−HK$3,259/mo
▼ 0.25% · 3.875%
HK$53,584
−HK$1,642/mo
Today · 4.125%
HK$55,226
baseline
▲ 0.50% · 4.625%
HK$58,586
+HK$3,360/mo
Deposit HK$11.40M · loan HK$11.40M · min. income ≈ HK$110,452/mo (50% DSR)
Upfront cash ≈ HK$12.36M (deposit + AVD stamp duty HK$968,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,813
−HK$3,123/mo
▼ 0.25% · 3.875%
HK$59,363
−HK$1,573/mo
Today · 4.125%
HK$60,936
baseline
▲ 0.50% · 4.625%
HK$64,148
+HK$3,212/mo
Deposit HK$11.40M · loan HK$11.40M · min. income ≈ HK$121,872/mo (50% DSR)
Upfront cash ≈ HK$12.36M (deposit + AVD stamp duty HK$968,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,361
−HK$3,910/mo
▼ 0.25% · 3.875%
HK$64,300
−HK$1,971/mo
Today · 4.125%
HK$66,271
baseline
▲ 0.50% · 4.625%
HK$70,304
+HK$4,033/mo
Deposit HK$9.12M · loan HK$13.67M · min. income ≈ HK$132,542/mo (50% DSR)
Upfront cash ≈ HK$10.08M (deposit + AVD stamp duty HK$968,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,376
−HK$3,748/mo
▼ 0.25% · 3.875%
HK$71,236
−HK$1,888/mo
Today · 4.125%
HK$73,124
baseline
▲ 0.50% · 4.625%
HK$76,978
+HK$3,854/mo
Deposit HK$9.12M · loan HK$13.67M · min. income ≈ HK$146,248/mo (50% DSR)
Upfront cash ≈ HK$10.08M (deposit + AVD stamp duty HK$968,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,754
−HK$4,562/mo
▼ 0.25% · 3.875%
HK$75,017
−HK$2,299/mo
Today · 4.125%
HK$77,316
baseline
▲ 0.50% · 4.625%
HK$82,021
+HK$4,705/mo
Deposit HK$6.84M · loan HK$15.95M · min. income ≈ HK$154,632/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$968,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,938
−HK$4,373/mo
▼ 0.25% · 3.875%
HK$83,109
−HK$2,202/mo
Today · 4.125%
HK$85,311
baseline
▲ 0.50% · 4.625%
HK$89,808
+HK$4,497/mo
Deposit HK$6.84M · loan HK$15.95M · min. income ≈ HK$170,622/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$968,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,541
−HK$5,866/mo
▼ 0.25% · 3.875%
HK$96,451
−HK$2,956/mo
Today · 4.125%
HK$99,407
baseline
▲ 0.50% · 4.625%
HK$105,455
+HK$6,048/mo
Deposit HK$2.28M · loan HK$20.51M · min. income ≈ HK$198,814/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$968,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,063
−HK$5,623/mo
▼ 0.25% · 3.875%
HK$106,854
−HK$2,832/mo
Today · 4.125%
HK$109,686
baseline
▲ 0.50% · 4.625%
HK$115,467
+HK$5,781/mo
Deposit HK$2.28M · loan HK$20.51M · min. income ≈ HK$219,372/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$968,578 · Scale 2, in force from 26 Feb 2026)